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3650 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3650 Phillips Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,803 sqft · built 1924
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on File
Last Sale$298,900 (Aug 2018)
Tax Bill$5,887 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN04-25-07-383-004

Property Details

APN / Parcel Number

Primary APN04-25-07-383-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,803 sqft Living Area
1st Floor Area934 sqft
Basement Area879 sqft
Unfinished Basement879 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1991
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage Area533 sqft
Parking Spaces2 Parking Spaces
Deck Area156 sqft
Patio Area391 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3650 PHILLIPS AVE
CityBERKLEY
StateMI
Zip48072-3422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 7 COTTAGE HOMES SUB N 1/2 OF LOT 368
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionCOTTAGE HOMES
Legal Lot Number368
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1019
Census Tract170100

Owner

3650 Phillips Ave is owned and occupied by two individuals who bought it in August 2018.

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3650 PHILLIPS AVE, BERKLEY, MI 48072-3422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
MAIN STREET BANK
Aug 23, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2018 · Amount on File
Deed SaleAug 23, 2018 · Amount on File
Prior SaleApr 16, 2014 · Amount on File
Deed Document Number2018140354
Deed Book / Page52120 / 889
Prior Transfer DateMar 9, 2013
Prior Transfer Doc0000067372
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3650 PHILLIPS AVE, BERKLEY, MI 48072-3422
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3650 PHILLIPS AVE, BERKLEY, MI 48072-3422

Mortgage

Document Number0000268118
DateDec 16, 2020
Book Page55351/54
Instrument268118
Lender
NameMAIN STREET BANK
TypeBank
AddressFRANKLIN, MI 48025
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 23, 2018
Property Address3650 PHILLIPS AVE, BERKLEY, MI 48072-3422
Document Number0000140354
Book / Page52120 / 00889
Map ReferenceLB 21 PG 27
Instrument DateAug 13, 2018
Instrument140354
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount on Record
Tax$2,571.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3650 PHILLIPS AVE, 3650, BERKLEY, MI 48072-3422

Transferred To (Grantee/Buyer)

NameVerified Name
Address3650 PHILLIPS AVE, BERKLEY, MI 48072-3422

Tax Assessment & Valuation

The 2025 property tax bill for 3650 Phillips Ave was $5,887 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,887.00 (-2.89%) Homeowner's exemption$175,220$350,440
2024$6,062.00
2023$156,160$312,320
2021$5,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3650 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimApr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3650 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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