Kane County property record for 3650 Old Bridge Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,097 sqft · built 2008 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $647,500 (Jan 2021) |
| Tax Bill | $21,677 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-152-003 |
| Primary APN | 05-12-152-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 5,097 sqft Living Area |
| Basement Area | 3,425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 532 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3650 OLD BRIDGE LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD N LOT 135 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 135 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 850711 |
3650 Old Bridge Ln is owner-occupied and held in a trust since January 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3650 OLD BRIDGE LN, ELGIN, IL 60124-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on File |
| Deed Sale | Jan 14, 2021 · Amount on File |
| Prior Sale | Jun 23, 2010 · Amount on File |
| Deed Document Number | 20213541 |
| Prior Transfer Date | Aug 25, 2017 |
| Prior Transfer Doc | 0000012478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 3, 2025 |
| Property Address | 3650 OLD BRIDGE LN, ELGIN, IL 60124-3125 |
| Document Number | 0000038513 |
| Map Reference | DOC 2006K063823 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025K038513 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3650 OLD BRIDGE LN, ELGIN, IL 60124-3125 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 14, 2021 |
| Property Address | 3650 OLD BRIDGE LN, ELGIN, IL 60124-3125 |
| Document Number | 0000003541 |
| Map Reference | DOC 2006K063823 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2021K003541 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BAIRD & WARNER TITLE SERVICE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3650 OLD BRIDGE LN, ELGIN, IL 60124-3125 |
| Document Number | 0000003542 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021K003542 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3650 Old Bridge Ln was $21,677, up 5.2% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,677.00 (+5.2%) | $283,305 (+18.39%) Land $47,665 Building $235,640 | $850,255 (+18.39%) Land $143,052 Building $707,203 |
| 2024 | $20,606.00 | $239,291 Land $44,220 Building $195,071 | $718,160 Land $132,713 Building $585,447 |
| 2022 | $20,438.00 (-0.58%) Homeowner's exemption | $222,826 (+3.51%) Land $35,595 Building $187,231 | $668,478 (+3.51%) Land $106,785 Building $561,693 |
| 2021 | $20,557.00 Homeowner's exemption | $215,270 Land $34,388 Building $180,882 | $645,810 Land $103,164 Building $542,646 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3650 Old Bridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3650 Old Bridge Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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