3650 N Ashland Ave, Chicago, IL 60613 Property Records

Cook County property record for 3650 N Ashland Ave, Chicago, IL 60613

Property Summary

Property Type	Commercial
Details	8,900 sqft · built 1936
Lot Size	0.6 acres (2,592 sqft)
Owner	Company Name on File
Last Sale	$1,800,000 (Oct 2021)
Tax Bill	$6,070 (2023)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-19-232-023`

Property Details

APN / Parcel Number

Primary APN	`14-19-232-023`
Alternative APN	`14-19-232-023-0000`

Interior

Stories	1 Story
Building Area	8,900 sqft Building Perimeter

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	2,592 sqft (0.6 acres)

Location & Zoning

Street Address	3650 N ASHLAND AVE
City	CHICAGO
State	IL
Zip	60613-3618
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C1-2
Legal Description	FRANK (NOVAKS) SUB OF BLK26 IN EXECUTORS OF W E JONES SUB OF SEC19 EX SW NE & EX SE NW & EX EH SE SEC 19-40-14
Legal Range	14E
Legal Township	40N
Legal Section	19
Legal Subdivision	NOVAKS SUB
Legal Block	26
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2016
Census Tract	60300

Owner

3650 N Ashland Ave, a commercial property, is owned by a company that bought it in October 2021.

Source: Cook County records, as of August 18, 2026

Owner of Record	Company Name on File
Mailing Address	219 N CARPENTER ST, CHICAGO, IL 60607-1712
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Construction Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Aug 11, 2026	Deed of Trust, Mortgage · Construction Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Oct 5, 2021	Special Warranty Deed, Transfer · Commercial Mortgage GOLD COAST BANK CHICAGO IL
Nov 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Deed Document Number	202121282
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	0000020102
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 11, 2026
Property Address	3650 N ASHLAND AVE, CHICAGO, IL 60613-3618
Document Number	0000011097
Instrument Date	Jul 31, 2026
Instrument	202611097
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000011097,
Date	Aug 11, 2026
Instrument	202611097

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 31, 2027

Interest

Rate	6.43%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 11, 2026
Property Address	3650 N ASHLAND AVE, CHICAGO, IL 60613-3618
Document Number	0000011095
Instrument Date	Jul 31, 2026
Instrument	202611095
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000011095,
Date	Aug 11, 2026
Instrument	202611095

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 31, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 5, 2021
Property Address	3650 N ASHLAND AVE, CHICAGO, IL 60613-3618
Document Number	0027821282
Instrument Date	Sep 30, 2021
Instrument	2127821282
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 ROSEWOOD AVE, 363, WINNETKA, IL 60093-2162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 NORTH CATRPENTER STREET, CHICAGO, IL 60607-1712

Mortgage

Document Number	0027821283
Date	Oct 5, 2021
Instrument	2127821283

Lender

Name	GOLD COAST BANK CHICAGO IL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Nov 4, 2020
Property Address	3650 N ASHLAND AVE, CHICAGO, IL 60613-3618
Document Number	2030920102
Instrument Date	Jul 10, 2020
Instrument	30920102
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	363 ROSEWOOD AVE WINNETKA IL 600932162, WINNETKA, IL 60093-2162

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,460 Land $38,880 Building $580	$157,840 Land $155,520 Building $2,320
2023	$6,070.00 (+2.6%)
2022	$5,916.00	$28,767 Land $28,188 Building $579	$115,068 Land $112,752 Building $2,316

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3650 N Ashland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3650 N Ashland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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