3650 N 38th St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 3650 N 38th St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,796 sqft · built 1964
Lot Size	0.638 acres (27,774 sqft)
Owner	Company Name on File
Last Sale	$1,820,000 (Jun 2023)
Tax Bill	$5,583 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2023 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`127-24-028`

Property Details

APN / Parcel Number

Primary APN	`127-24-028`
Alternative APN	`127240281`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,796 sqft Living Area
1st Floor Area	2,460 sqft
2nd Floor Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Adobe
Roof Material	Asphalt
Lot Area	27,774 sqft (0.638 acres)
Pool Area	450 sqft
Porch	Slab
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3650 N 38TH ST
City	PHOENIX
State	AZ
Zip	85018-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	NORTH CITRUS ACRES AMD MCR 23/46
Legal Range	3E
Legal Township	2N
Legal Section	25
Legal Subdivision	NORTH CITRUS ACRES AMD
Legal Tract	60
Legal Lot Number	170
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	110902

Owner

3650 N 38th St is owned by a company that bought it in June 2023.

Source: Maricopa County records, as of September 16, 2026

Owner of Record	Company Name on File
Mailing Address	7725 N CENTRAL AVE, PHOENIX, AZ 85020-4023
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit LOAN STORE
Jun 20, 2023	Warranty Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Sep 14, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 30, 2017	Warranty Deed, Transfer · ARM FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	2023320887
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	0001036401
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Sep 10, 2026
Property Address	3650 N 38TH ST, PHOENIX, AZ 85018-5814
Document Number	0000531204
Instrument Date	Sep 8, 2026
Instrument	2026531204
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000531204,
Date	Sep 10, 2026
Instrument	2026531204

Lender

Name	LOAN STORE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 30, 2036

Interest

Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 20, 2023
Property Address	3650 N 38TH ST, PHOENIX, AZ 85018-5814
Document Number	0000320887
Map Reference	MB 23 PG 46
Instrument Date	Jun 20, 2023
Instrument	20230320887
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3756 N 17TH ST, PHOENIX, AZ 85016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7725 N CENTRAL AVE, PHOENIX, AZ 85020-4023

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3650 N 38TH ST, PHOENIX, AZ 85018-5814
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 N 38TH ST, PHOENIX, AZ 85018-5814

Mortgage

Document Number	0000360591
Date	Mar 31, 2021
Instrument	20210360591

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 14, 2018
Property Address	3650 N 38TH ST, PHOENIX, AZ 85018-5814
Document Number	0000695468
Map Reference	MB 23 PG 46
Instrument Date	Aug 3, 2018
Instrument	20180695468
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3650 N 38TH ST, PHOENIX, AZ 85018-5814

Mortgage

Document Number	0000695469
Date	Sep 14, 2018
Instrument	20180695469

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Mortgage

Document Number	0000695470
Date	Sep 14, 2018
Instrument	20180695470

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2017
Property Address	3650 N 38TH ST, PHOENIX, AZ 85018-5814
Document Number	0000643102
Map Reference	MB 23 PG 46
Instrument Date	Jul 28, 2017
Instrument	2017-0643102
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3650 N 38TH ST, 3650, PHOENIX, AZ 85018-5814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 N 38TH ST, PHOENIX, AZ 85018-5814

Mortgage

Document Number	0000643103
Date	Aug 30, 2017
Instrument	2017-0643103

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2022
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 3650 N 38th St was $5,583.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,300 (+159.56%)	$1,073,000 (+12.51%) Land $214,600 Building $858,400
2025	$5,583.00	$41,339 (-49%)	$953,700 (+17.65%) Land $190,700 Building $763,000
2024		$81,060 (+15.36%)	$810,600 (+15.36%) Land $162,100 Building $648,500
2023	$4,712.00 (+4.64%)	$70,270 Land $14,050 Building $56,220	$702,700 Land $140,500 Building $562,200
2022	$4,503.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3650 N 38th St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3650 N 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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