St. Louis County property record for 3650 Moose Creek Trl, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,182 sqft · built 2005 |
| Lot Size | 5.05 acres (220,351 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Oct 2004) |
| Tax Bill | $5,782 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-0112-00060 |
| Primary APN | 317-0112-00060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,182 sqft Gross Area |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 1,512 sqft |
| Finished Basement | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 220,351 sqft (5.05 acres) |
| Garage Area | 672 sqft |
| Deck Area | 432 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1172450 |
|---|---|
| Street Address | 3650 MOOSE CREEK TRL |
| City | ELY |
| State | MN |
| Zip | 55731-8059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT 6 BLOCK 1 SERIAL # |
| Legal Subdivision | GENE GAZELKA PLAT |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | EAGLES NEST |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 15401 |
3650 Moose Creek Trl is owned and occupied by an individual who bought it in October 2004.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3650 MOOSE CREEK TRL, ELY, MN 55731-8059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2004 · Amount on File |
| Deed Sale | Oct 8, 2004 · Amount on File |
| Deed Document Number | 2004785441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3650 MOOSE CREEK TRL, ELY, MN 55731-8059 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3650 MOOSE CREEK TRL, ELY, MN 55731-8059 |
| Document Number | 0001064781 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 1064781 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2026 property tax bill for 3650 Moose Creek Trl was $5,782 with a homeowner's exemption, up 39.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Eagles Nest Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,782.00 (+39.86%) Homeowner's exemption | ||
| 2025 | $4,134.00 (-10.6%) Homeowner's exemption | $695,400 (+37.73%) Land $185,600 Building $509,800 | $695,400 (+37.73%) Land $185,600 Building $509,800 |
| 2024 | $4,624.00 | $504,900 Land $169,700 Building $335,200 | $504,900 Land $169,700 Building $335,200 |
| 2022 | $489,100 Land $169,700 Building $319,400 | $489,100 Land $169,700 Building $319,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3650 Moose Creek Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3650 Moose Creek Trl is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 87% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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