3650 Lansdowne Rd, Midlothian, VA 23113 Property Records

Chesterfield County property record for 3650 Lansdowne Rd, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,394 sqft · built 1986
Lot Size	1.2 acres (52,359 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Apr 2020)
Tax Bill	$8,275 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00309050A00A044`

Property Details

APN / Parcel Number

Primary APN	`00309050A00A044`
Alternative APNs	`742-72-35-24-800-000` `413076001`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,394 sqft Finished Area
1st Floor Area	756 sqft
Basement Area	1,346 sqft
Finished Basement	1,346 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	52,359 sqft (1.2 acres)
Lot Width	1,202 ft Width
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	288 sqft
Patio Area	719 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas

Location & Zoning

Account Number	413076001
Street Address	3650 LANSDOWNE RD
City	MIDLOTHIAN
State	VA
Zip	23113-1367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40 - SING
Legal Description	REEDS LANDING L 44 BK A SEC A
Legal Subdivision	REEDS LANDING
Legal Block	A
Legal Lot Number	44
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2006
Census Tract	100926

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3650 LANSDOWNE RD, MIDLOTHIAN, VA 23113-1367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage C&F MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jul 29, 2008 · Amount on Record
Deed Document Number	202016900
Deed Book / Page	12706 / 868
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3650 LANSDOWNE RD, MIDLOTHIAN, VA 23113-1367
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 LANSDOWNE RD, MIDLOTHIAN, VA 23113-1367

Mortgage

Document Number	014940-591
Date	Jul 14, 2025
Book Page	14940/591
Instrument	250023101

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3650 LANSDOWNE RD, MIDLOTHIAN, VA 23113-1367
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013679-258
Date	Oct 14, 2021
Book Page	13679/258
Instrument	2021065938

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 16, 2020
Property Address	3650 LANSDOWNE RD, MIDLOTHIAN, VA 23113-1367
Document Number	12706868
Book / Page	012706 / 000868
Instrument Date	Mar 18, 2020
Instrument	16900
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 LANSDOWNE RD MIDLOTHIAN VA 231131367, MIDLOTHIAN, VA 23113-1367

Mortgage

Document Number	12706872
Date	Apr 16, 2020
Book Page	012706/000872
Instrument	16901

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,275.00 (+28.47%)	$927,000 (+7.42%) Land $234,000 Building $693,000	$927,000 (+7.42%) Land $234,000 Building $693,000
2025		$863,000 (+22.39%) Land $224,000 Building $639,000	$863,000 (+22.39%) Land $224,000 Building $639,000
2023	$6,441.00	$705,100 Land $174,800 Building $530,300	$705,100 Land $174,800 Building $530,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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