3650 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3650 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,232 sqft · built 2011
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$274,728 (Jun 2011)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-528`

Property Details

APN / Parcel Number

Primary APN	`304-19-528`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,232 sqft Living Area
1st Floor Area	2,062 sqft
2nd Floor Area	1,170 sqft

Exterior

Year Built	Built 2011
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,800 sqft (0.179 acres)
Parking Spaces	3 Parking Spaces
Pool Area	487 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3650 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	06E
Legal Township	01S
Legal Section	14
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	503
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	422658

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3650 E PALO VERDE ST, GILBERT, AZ 85296-1856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 1, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage EQUITABLE HOME MORTGAGE INC
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2011 · Amount on Record
Deed Sale	Jun 9, 2011 · Amount on Record
Prior Sale	Jun 2, 2023
Deed Document Number	0000483666
Last Transfer Date	Sep 1, 2023
Transfer Doc	0000460508
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3650 E PALO VERDE ST, GILBERT, AZ 85296-1856
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 E PALO VERDE ST, GILBERT, AZ 85296-1856

Mortgage

Document Number	0000415157
Date	Aug 5, 2024
Instrument	20240415157

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 1, 2023
Property Address	3650 E PALO VERDE ST, GILBERT, AZ 85296-1856
Document Number	0000460508
Map Reference	MB 818 PG 15
Instrument Date	Aug 25, 2023
Instrument	20230460508
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	AZ TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3650 E PALO VERDE ST, GILBERT, AZ 85296-1856

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5020 E WELDON AVE, PHOENIX, AZ 85018-6141

Mortgage

Document Number	0000460509
Date	Sep 1, 2023
Instrument	20230460509

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 2, 2023
Property Address	3650 E PALO VERDE ST, GILBERT, AZ 85296-1856
Document Number	0000288664
Map Reference	MB 818 PG 15
Instrument Date	Jun 1, 2023
Instrument	20230288664
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	RED STONE TITLE AGENCY LLC, GREYSTONE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 E PALO VERDE ST, GILBERT, AZ 85296-1856

Mortgage

Document Number	0000288665
Date	Jun 2, 2023
Instrument	20230288665

Lender

Name	EQUITABLE HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Nov 1, 2024

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3650 E PALO VERDE ST, GILBERT, AZ 85296-1856
Document Number	0000037241
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 E PALO VERDE ST GILBERT AZ 852961856, GILBERT, AZ 85296-1856

Mortgage

Document Number	0000037241
Date	Jan 18, 2017
Instrument	37241

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 17, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,580 (+3.13%)	$715,800 (+3.13%) Land $143,100 Building $572,700
2025	$3,048.00 (-21.97%)
2024		$69,410 (+14.77%)	$694,100 (+14.77%) Land $138,800 Building $555,300
2023	$3,906.00 (+2.71%)	$60,480 Land $12,090 Building $48,390	$604,800 Land $120,900 Building $483,900
2022	$3,803.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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