3650 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3650 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,191 sqft · built 2019
Lot Size	0.032 acres (1,393 sqft)
Owner	Individual Name on Record
Tax Bill	$7,787 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Construction Loan + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-3060-029-0000`

Property Details

APN / Parcel Number

Primary APN	`225-3060-029-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,191 sqft Living Area
1st Floor Area	422 sqft
2nd Floor Area	769 sqft
Upper Floors Area	834 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	1,393 sqft (0.032 acres)
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3650 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3-PUD
Legal Description	NATOMAS FIELD PHASE 3B-1, LOT 29, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	NATOMAS FIELD PHASE 3B-1
Legal Lot Number	29
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3011
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3650 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Jul 8, 2020	Quit Claim Deed, Construction Loan · Construction Mortgage CLAUDIO M LANE
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JAMES GALEANO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 11, 2021
Transfer Doc	5180000001073
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 18, 2021
Property Address	3650 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Document Number	0000001073
Map Reference	MB 406 PG 3
Instrument Date	May 11, 2021
Instrument	202105181073
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001074
Date	May 18, 2021
Instrument	202105181074

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 8, 2020
Property Address	3650 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Document Number	2007082118
Instrument Date	Jul 6, 2020
Instrument	2007082118
Transaction Type	Construction Loan
Record Updated	Jul 27, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	210740 MANITA CT CUPERTINO CA 95014, CUPERTINO, CA 95014

Mortgage

Document Number	2007082119
Date	Jul 8, 2020
Instrument	2007082119

Lender

Name	CLAUDIO M LANE
Address	45 SABLE PT, ALAMEDA, CA 94502-6474

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 7, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3650 E COMMERCE WAY, SACRAMENTO, CA 95834-4034
Document Number	2006020980
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21070 MANITA CT CUPERTINO CA 950145074, CUPERTINO, CA 95014-5074

Mortgage

Document Number	2006020980
Date	Jun 2, 2020
Instrument	2006020980

Lender

Name	JAMES GALEANO
Address	30352 SAINT ANNES PL, HAYWARD, CA 94544-7348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,816 (+2%) Land $111,550 Building $321,266
2025	$7,787.00 (+17.19%)	$424,330 (+4.04%) Land $109,363 Building $314,967
2024	$6,645.00 (+4.89%)
2023	$6,335.00 (+1.95%)	$407,855 Land $105,117 Building $302,738
2022	$6,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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