3650 Cross Rd, Salem, IL 62881 Property Records

Marion County property record for 3650 Cross Rd, Salem, IL 62881

Property Summary

Property TypeSingle Family Home
Lot Size11.9 acres (518,364 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (May 2021)
Tax Bill$6,698 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1122101007

Property Details

APN / Parcel Number

Primary APN1122101007

Exterior

Lot Area518,364 sqft (11.9 acres)

Location & Zoning

Street Address3650 CROSS RD
CitySALEM
StateIL
Zip62881-2452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHICKORY HILLS SUB E 137.35FT LOT 1 & ALL OUTLOT 7
Legal SubdivisionHICKORY HILLS SUB
Legal Lot Number1
JurisdictionMARION IL
Township / Civil DivisionSALEM
Census Block Group1
Census Block1030
Census Tract951900

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3650 CROSS RD, SALEM, IL 62881-2452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
May 14, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Deed Document Number20212288
Prior Transfer DateMay 23, 2006
Prior Transfer Doc2006R03534
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Recording DateMay 19, 2026
Property Address3650 CROSS RD, SALEM, IL 62881-2452
Document Number0000002051
Instrument DateMay 13, 2026
Instrument20262051
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address3650 CROSS RD, SALEM, IL 62881-2452

Mortgage

Document Number0000002051,
DateMay 19, 2026
Instrument20262051
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 13, 2036
Interest
Rate6.3%
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateMay 14, 2021
Property Address3650 CROSS RD, SALEM, IL 62881-2452
Document Number2021R02288
Instrument DateMay 14, 2021
Instrument2021R02288
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyLARIMER ABSTRACT AND TITLE, LARIMER ABSTRACT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address732 S MAPLE ST, CENTRALIA, IL 62801-4532

Mortgage

Document Number2021R02289
DateMay 14, 2021
Instrument2021R02289
Lender
NameUS BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3.12%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionSalem Township
Secondary School DistrictSalem Community High School District 600 (09 - 12)
Elementary School DistrictSelmaville Community Consolidated School District 10 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,698.00 (+9.32%) Homeowner's exemption$119,900 (+11.99%) Land $18,410 Building $101,490$359,700 (+11.99%) Land $55,230 Building $304,470
2024$6,127.00 (+0.66%)$107,060 (+17.71%) Land $16,440 Building $90,620$321,180 (+17.71%) Land $49,320 Building $271,860
2022$6,087.00 Homeowner's exemption$90,950 Land $13,960 Building $76,990$272,850 Land $41,880 Building $230,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Rd

Nearby Streets

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