Lucas County property record for 3650 Covington Ct, Toledo, OH 43615
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,278 sqft · built 1978 |
| Lot Size | 0.291 acres (12,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Nov 2023) |
| Tax Bill | $8,581 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-83307 |
| Primary APN | 78-83307 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,278 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| 2nd Floor Area | 896 sqft |
| Basement Area | 832 sqft |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,700 sqft (0.291 acres) |
| Lot Dimensions | 155 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3650 COVINGTON CT |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43615-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20-RA |
| Legal Description | COREY WOODS PLAT 3 LOT 257 EXC N 17 FT |
| Legal Subdivision | COREY WOODS PLAT 3 |
| Legal Lot Number | 257 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 8302 |
3650 Covington Ct is owned and occupied by an individual who bought it in November 2023.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3650 COVINGTON CT, TOLEDO, OH 43615-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2023 | Fiduciary Deed, Transfer · Conventional Mortgage AURGROUP FINANCIAL CU |
| Dec 1, 2021 | Deed of Trust, Mortgage · Line of Credit GENOA BANKING CO |
| Jun 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on File |
| Deed Sale | Nov 9, 2023 · Amount on File |
| Prior Sale | Jun 30, 2020 |
| Deed Document Number | 202311090036623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Nov 9, 2023 |
| Property Address | 3650 COVINGTON CT, TOLEDO, OH 43615-1122 |
| Document Number | 0000036623 |
| Map Reference | VOL 59 PG 20 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 202311090036623 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3650 COVINGTON CT, TOLEDO, OH 43615-1122 |
| Document Number | 0000036624 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 202311090036624 |
| Name | AURGROUP FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 12-Month MTA |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3650 COVINGTON CT, TOLEDO, OH 43615-1122 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3650 CONVINGTON COURT, TOLEDO, OH 43615-1122 |
| Document Number | 0000063322 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 202112010063322 |
| Name | GENOA BANKING CO |
|---|---|
| Type | Bank |
| Address | GENOA, OH 43430 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 10, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jun 30, 2020 |
| Property Address | 3650 COVINGTON CT, TOLEDO, OH 43615-1122 |
| Document Number | 0000026139 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 26139 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3650 COVINGTON CT TOLEDO OH 436151122, TOLEDO, OH 43615-1122 |
The 2025 property tax bill for 3650 Covington Ct was $8,581, up 4.2% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Sylvania Township |
| Unified School District | Sylvania City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,581.00 (+4.18%) | $129,605 (-) Land $19,565 Building $110,040 | |
| 2024 | $8,237.00 (+31.43%) | $129,605 (+55.46%) Land $19,565 Building $110,040 | $370,300 Land $55,900 Building $314,400 |
| 2023 | $6,267.00 (-0.03%) | $83,370 (-) Land $13,195 Building $70,175 | |
| 2022 | $6,269.00 Homeowner's exemption | $83,370 Land $13,195 Building $70,175 | |
| 2021 | $238,200 Land $37,700 Building $200,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3650 Covington Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3650 Covington Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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