3650 Central Ave, Indianapolis, IN 46205 Property Records

Marion County property record for 3650 Central Ave, Indianapolis, IN 46205

Property Summary

Property Type	Single Family Home
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on File
Last Sale	$1,312,500 (Aug 2026)
Tax Bill	$90 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-24-133-023.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-06-24-133-023.000-101`
Alternative APN	`1041913`

Exterior

Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	78 ft deep x 200 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	3650 CENTRAL AVE
City	INDIANAPOLIS
State	IN
Zip	46205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WASH PK ADD 78FT W END L20
Legal Subdivision	WASH PK ADD 78FT W END
Legal Lot Number	20
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3024
Census Tract	350400

Owner

3650 Central Ave is owned by two individuals who bought it in August 2026.

Source: Marion County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3641 WASHINGTON BLVD, INDIANAPOLIS, IN 46205-3533
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Apr 21, 2011
Deed Document Number	202666847
Prior Transfer Date	Aug 10, 2010
Prior Transfer Doc	0000090542
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Aug 3, 2026
Property Address	3650 CENTRAL AVE, INDIANAPOLIS, IN 46205
Document Number	0000066847
Instrument Date	Jun 12, 2026
Instrument	202666847
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 WASHINGTON BLVD, INDIANAPOLIS, IN 46205-3533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066848,
Date	Aug 3, 2026
Instrument	202666848

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3650 CENTRAL AVE, INDIANAPOLIS, IN 46205
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005815
Date	Jan 14, 2021
Instrument	A202100005815

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3650 Central Ave was $90.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$90.00	$3,800 Land $3,600 Building $200	$3,800 Land $3,600 Building $200
2023	$105.00 (+138.64%)	$3,800 (+137.5%) Land $3,600 Building $200	$3,800 (+137.5%) Land $3,600 Building $200
2022	$44.00 (-6.38%)	$1,600 Land $1,400 Building $200	$1,600 Land $1,400 Building $200
2021	$47.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3650 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3650 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity, Xiber.

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