3650 Benedict Rd, Culloden, WV 25510 Property Records

Putnam County property record for 3650 Benedict Rd, Culloden, WV 25510

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,408 sqft · built 1994
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Tax Bill	$805 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-200-0019.0005`

Property Details

APN / Parcel Number

Primary APN	`11-200-0019.0005`
Alternative APNs	`40-11-200-0019.0005` `00027985`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	2,640 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Construction Type	Frame
Lot Area	87,556 sqft (2.01 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00027985
Street Address	3650 BENEDICT RD
City	CULLODEN
State	WV
Zip	25510-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.01 ACRES
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	2
Census Block	2047
Census Tract	20300

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3650 BENEDICT RD, CULLODEN, WV 25510-9694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PUTNAM COUNTY BANK
Jun 3, 2021	Intrafamily Transfer, Transfer
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PUTNAM COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2009
Deed Sale	Aug 31, 2009
Deed Document Number	20092738930002
Deed Book / Page	493 / 443
Last Transfer Date	May 27, 2021
Transfer Doc	000597/872
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	3650 BENEDICT RD, CULLODEN, WV 25510-9694
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001289/28
Date	Jun 3, 2021
Book Page	1289/28
Instrument	005060580008

Lender

Name	PUTNAM COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM WV
Recording Date	Jun 3, 2021
Property Address	3650 BENEDICT RD, CULLODEN, WV 25510-9694
Document Number	000597/872
Book / Page	597 / 872
Map Reference	DB 493 PG 443
Instrument Date	May 27, 2021
Instrument	005060570003
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	3650 BENEDICT RD, CULLODEN, WV 25510-9694
Transaction Type	Mortgage
Record Updated	May 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1243/586
Date	May 6, 2020
Book Page	1243/586
Instrument	004842290008

Lender

Name	PUTNAM COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$805.00 (+5.5%)	$84,420 (+5%) Land $15,240 Building $69,180	$140,700 (+5%) Land $25,400 Building $115,300
2025	$763.00 (+21.3%) Homeowner's exemption	$80,400 (+11.95%) Land $14,340 Building $66,060	$134,000 (+11.95%) Land $23,900 Building $110,100
2023	$629.00 (+2.28%) Homeowner's exemption	$71,820 (+1.01%) Land $14,340 Building $57,480	$119,700 (+1.01%) Land $23,900 Building $95,800
2022	$615.00 Homeowner's exemption	$71,100 Land $14,460 Building $56,640	$118,500 Land $24,100 Building $94,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1990–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1997 · Heavy & Wind Driven Rain, High Winds,flooding,slides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 65% of West Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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