365 Young St, Saint Clair, MO 63077 Property Records

Franklin County property record for 365 Young St, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1930
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$703 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jan 2026 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN22-7-36.0-2-022-445.000

Property Details

APN / Parcel Number

Primary APN22-7-36.0-2-022-445.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area672 sqft Living Area

Exterior

Year BuiltBuilt 1930
Architectural StyleA-Frame
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage Area320 sqft

Location & Zoning

Street Address365 YOUNG ST
CitySAINT CLAIR
StateMO
Zip63077-1456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:13&PT12 MAPLE HEIGHTS ADDN
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterNW
Legal SubdivisionMAPLE HEIGHTS
Legal Block3
Legal Lot Number13
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1029
Census Tract800903

Owner

Source: Franklin County records · APN 22-7-36.0-2-022-445.000

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE COMMUNITY BANK
Jan 12, 2026Warranty Deed, Transfer · Conventional Mortgage
PREMIER MORTGAGE RESOURCES
Mar 17, 2025Warranty Deed, Transfer
USTC, UST
Dec 15, 2022Warranty Deed, Transfer · Commercial Mortgage
BANK OF WASHINGTON
Jun 18, 2018Deed of Trust, Mortgage · Line of Credit
HERITAGE CMNTY BK
May 03, 2018Warranty Deed, Transfer
Feb 14, 2018Trustee's Deed, Construction Loan · Line of Credit
HERITAGE CMNTY BK
Oct 25, 2017Grant Deed, Construction Loan · Line of Credit
HERITAGE CMNTY BK
Mar 28, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2026
Deed SaleJan 12, 2026
Prior SaleMar 17, 2025
Deed Document Number2600360
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002206924
DateMay 02, 2022
Instrument2206924
Lender
NameHERITAGE COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueApr 26, 2025
Interest
Rate TypeFixed Rate

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJan 12, 2026
Property Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
Document Number0002600360
Map ReferencePB C PG 56
Instrument DateJan 08, 2026
Instrument2600360
Transaction TypeTransfer
Record UpdatedFeb 11, 2026
Title CompanyTRUE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 RED BUD CT, PACIFIC, MO 63069-1846

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456

Mortgage

Document Number0002600361
DateJan 12, 2026
Instrument2600361
Lender
NamePREMIER MORTGAGE RESOURCES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

Mortgage

Document Number0002600362
DateJan 12, 2026
Instrument2600362
Lender
NameMISSOURI HOUSING DEVELOPMENT
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateMar 17, 2025
Property Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
Document Number0002502958
Map ReferencePB C PG 56
Instrument DateMar 17, 2025
Instrument2502958
Transaction TypeTransfer
Record UpdatedNov 11, 2025
Title CompanyUSTC, UST

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 281, WASHINGTON, MO 63090-0281

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address400 RED BUD CT, PACIFIC, MO 63069-1846

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateDec 15, 2022
Property Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
Document Number0002218638
Map ReferencePB C PG 56
Instrument DateDec 13, 2022
Instrument2218638
Transaction TypeTransfer
Record UpdatedJan 04, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 ENGLEWOOD CT, WASHINGTON, MO 63090-7119

Mortgage

Document Number0002218639
DateDec 15, 2022
Instrument2218639
Lender
NameBANK OF WASHINGTON
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
Document Number0000008286
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address107 LINDA LN UNION MO 630843243, UNION, MO 63084-3243

Mortgage

Document Number0000008286
DateJun 18, 2018
Instrument8286
Lender
NameHERITAGE CMNTY BK
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 17, 2033
Interest
Rate TypeAdjustable Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateMay 03, 2018
Property Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
Document Number0000060303
Instrument DateMay 02, 2018
Instrument60303
Transaction TypeTransfer
Record UpdatedMay 31, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address107 LINDA LN UNION MO 630843243, UNION, MO 63084-3243

February 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFRANKLIN MO
Recording DateFeb 14, 2018
Property Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
Instrument DateFeb 08, 2018
Instrument1905
Transaction TypeConstruction Loan
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address107 LINDA LN UNION MO 630843243, UNION, MO 63084-3243

Mortgage

Document Number0000001905
DateFeb 14, 2018
Instrument1905
Lender
NameHERITAGE CMNTY BK
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 13, 2019
Interest
Rate TypeAdjustable Rate

October 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionFRANKLIN MO
Recording DateOct 25, 2017
Property Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
Document Number0000016295
Instrument DateOct 02, 2017
Instrument16295
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2018
Title CompanyPREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address107 LINDA LN UNION MO 630843243, UNION, MO 63084-3243

Mortgage

Document Number16296
DateOct 25, 2017
Instrument16296
Lender
NameHERITAGE CMNTY BK
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 24, 2018
Interest
Rate TypeAdjustable Rate

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFRANKLIN MO
Recording DateMar 28, 2017
Property Address365 YOUNG ST, SAINT CLAIR, MO 63077-1456
Document Number0000004385
Instrument DateMar 27, 2017
Instrument4385
Transaction TypeForeclosure
Record UpdatedMar 31, 2017

Transaction

AmountAmount Recorded
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$703.00 (+6.19%)$10,441 (-1.87%)$54,950 (-1.88%) Land $14,010 Building $40,940
2023$662.00 (+15.33%)$10,640 (+14.21%)$56,000 (+14.22%) Land $14,010 Building $41,990
2022$574.00$9,316
2021$49,030 Land $14,010 Building $35,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

Based on FCC filings for 291 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CLAIR PWS
serves 4,700 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Young St

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