Jefferson County property record for 365 Willow St, Monticello, FL 32344
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,286 sqft · built 1978 |
| Lot Size | 1.24 acres (54,406 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $56,500 (Oct 1989) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-2N-4E-0381-000B-0020 |
| Primary APN | 25-2N-4E-0381-000B-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 54,406 sqft (1.24 acres) |
| Lot Width | 144 ft Width |
| Garage Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 561 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 365 WILLOW ST |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK B PECAN GROVE ESTATES---ORB 179 P 443 |
| Legal Range | 04E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | PECAN GROVE ESTATES |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 250104 |
365 Willow St is owned and occupied by two individuals who bought it in October 1989.
Source: Jefferson County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 365 WILLOW ST, MONTICELLO, FL 32344-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 1989 · Amount on File |
| Deed Sale | Oct 30, 1989 · Amount on File |
| Deed Document Number | 0000179443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 365 WILLOW ST, MONTICELLO, FL 32344-1036 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 365 WILLOW ST, MONTICELLO, FL 32344-1036 |
| Document Number | 0008460691 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 846/691 |
| Instrument | 202333003432 |
| Name | FIRST COMMERCE CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6416, TALLAHASSEE, FL 32314 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 25, 2033 |
The 2025 property tax bill for 365 Willow St was $1,159 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Municipality | Monticello City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 Homeowner's exemption | $80,052 (+2.9%) | $177,114 (-2.05%) Land $45,000 Building $132,114 |
| 2024 | $1,159.00 (+7.22%) Homeowner's exemption | $77,796 (+3%) | $180,816 (+16.57%) Land $45,000 Building $135,816 |
| 2023 | $1,081.00 (+11.44%) Homeowner's exemption | $75,530 (+2.93%) | $155,108 (+7.06%) Land $18,735 Building $136,373 |
| 2022 | $970.00 Homeowner's exemption | $73,377 | $144,886 Land $18,735 Building $126,151 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 365 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 365 Willow St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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