365 Whispering Willow Dr, Unit C, Santee, CA 92071 Property Records

San Diego County property record for 365 Whispering Willow Dr, Unit C, Santee, CA 92071

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,203 sqft · built 1995
Lot Size6.16 acres (268,537 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jun 2013)
Tax Bill$4,703 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jan 2018 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN381-681-13-69

Property Details

APN / Parcel Number

Primary APN381-681-13-69

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,203 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area268,537 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address365 WHISPERING WILLOW DR, C
CitySANTEE
StateCA
Zip92071-6937
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR7
Legal DescriptionLOT 96 US 69PER DOC95-486497&UND INT IN TR 013101
Legal SubdivisionSANTEE 9-06
Legal Tract013101
Legal Block1
Legal Lot Number96
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract16614

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address365 WHISPERING WILLOW DR, C, SANTEE, CA 92071-6937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jan 31, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SAN DIEGO COUNTY CU
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2013 · Amount on Record
Deed SaleJun 20, 2013 · Amount on Record
Prior SaleSep 22, 2008 · Amount on Record
Deed Document Number2013389177
Prior Transfer DateNov 17, 2005
Prior Transfer Doc0001023619
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address365 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6937
Transaction TypeMortgage
Record UpdatedOct 3, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 WHISPERING WILLOW DR C, C, SANTEE, CA 92071-6937

Mortgage

Document Number0000371820
DateSep 22, 2022
Instrument2022-0371820
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term342 Months
DueMar 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address365 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6937
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040694
DateJan 31, 2018
Instrument2018-0040694
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2033

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address365 WHISPERING WILLOW DR UNIT C, C, SANTEE, CA 92071-6937
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 WHISPERING WILLOW DR C, C, SANTEE, CA 92071-6937

Mortgage

Document Number0000128704
DateFeb 18, 2021
Instrument2021-0128704
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$370,520 (+2%) Land $131,878 Building $238,642
2025$4,703.00 (+4.05%)$363,256 (+4.04%) Land $129,293 Building $233,963
2023$4,520.00 (+0.69%)$349,152 Land $124,273 Building $224,879
2022$4,489.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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