365 W 4th St, Constantine, MI 49042 Property Records

St. Joseph County property record for 365 W 4th St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,128 sqft · built 1900
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$99,900 (Jan 2020)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-160-005-00`

Property Details

APN / Parcel Number

Primary APN	`043-160-005-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,128 sqft Building Perimeter
1st Floor Area	1,032 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	165 ft deep x 83 ft wide
Garage Area	1,144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	365 W 4TH ST
City	CONSTANTINE
State	MI
Zip	49042-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 15. NILES F. SMITH ADD. VIL OF CONSTANTINE.
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	15
Legal Lot Number	6
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	3
Census Block	3004
Census Tract	41101

Owner

Source: St. Joseph County records · APN 043-160-005-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	365 W 4TH ST, CONSTANTINE, MI 49042-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Apr 21, 1995 · Amount on Record
Deed Book / Page	1992 / 444
Prior Transfer Date	Apr 14, 2008
Prior Transfer Doc	1482/0520
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 13, 2020
Property Address	365 W 4TH ST, CONSTANTINE, MI 49042-1119
Document Number	01992/0444
Book / Page	1992 / 0444
Map Reference	LB B PG 163
Instrument Date	Jan 09, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 W 4TH ST, 365, CONSTANTINE, MI 49042-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	365 W 4TH ST, CONSTANTINE, MI 49042-1119

Mortgage

Document Number	0001992445
Date	Jan 13, 2020
Instrument	1992/445

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,700 (+10.3%)	$171,400 (+10.3%)
2025	$1,769.00 Homeowner's exemption	$77,700 Land $7,900 Building $69,800	$155,400 Land $15,800 Building $139,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · other causes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 183 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CONSTANTINE serves 2,075 people
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.