Wright County property record for 365 Spruce St E, Annandale, MN 55302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,028 sqft · built 1972 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Jul 2026) |
| Tax Bill | $2,250 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-016-002011 |
| Primary APN | 102-016-002011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Dome |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 9,670 sqft (0.222 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 365 SPRUCE ST E |
|---|---|
| City | ANNANDALE |
| State | MN |
| Zip | 55302-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-30 TWP-121 RANGE-027 MACKERETHS ADDN PRT OF LT1 BLK2 COM AT PT ON S LN 68FT W OF SE COR TH E ALG S LN TO SE COR TH N TO |
| Legal Range | 027 |
| Legal Township | 121 |
| Legal Section | 30 |
| Legal Subdivision | MACKERETHS ADD |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ANNANDALE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 100402 |
Source: Wright County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 365 SPRUCE ST E, ANNANDALE, MN 55302-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU |
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Jul 21, 2009 · Amount on Record |
| Deed Document Number | 202639024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jul 21, 2026 |
| Property Address | 365 SPRUCE ST E, ANNANDALE, MN 55302-9502 |
| Document Number | 0000039024 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202639024 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | NORTHLAND TITLE LLC, NORTHLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 365 SPRUCE ST E, ANNANDALE, MN 55302-9502 |
| Document Number | 0000039024, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202639024 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 365 SPRUCE ST E, ANNANDALE, MN 55302-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000T36081 |
|---|---|
| Date | May 16, 2022 |
| Instrument | T36081 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 11, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 365 SPRUCE ST E, ANNANDALE, MN 55302-9502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000034802 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 34802 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Annandale City |
| County | Wright County |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,250.00 (+2.37%) | $250,400 (+6.1%) Land $50,000 Building $200,400 | $250,400 (+6.1%) Land $50,000 Building $200,400 |
| 2025 | $236,000 (+6.12%) Land $43,600 Building $192,400 | $236,000 (+6.12%) Land $43,600 Building $192,400 | |
| 2023 | $2,198.00 (+7.96%) | $222,400 Land $33,900 Building $188,500 | $222,400 Land $33,900 Building $188,500 |
| 2022 | $2,036.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Annandale serves 3,430 people · EPA ID MN1860002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures