365 Spode Way, San Jose, CA 95123 Property Records

Santa Clara County property record for 365 Spode Way, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,676 sqft · built 1972
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on File
Last Sale	$305,000 (Sep 1998)
Tax Bill	$7,116 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Jul 2019 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`689-55-029`

Property Details

APN / Parcel Number

Primary APN	`689-55-029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,676 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Creek
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	365 SPODE WAY
City	SAN JOSE
State	CA
Zip	95123-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 5018 BOOK 290 PAGE 18 PAGE 19 LOT 9
Legal Subdivision	MAP 5018
Legal Tract	5018
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	512031

Owner

365 Spode Way is owned by a company that acquired it in August 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	365 SPODE WAY, SAN JOSE, CA 95123-5126
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MERIWEST CU
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LIMITED PARTN
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 29, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 24, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1998 · Amount on File
Deed Sale	Sep 30, 1998 · Amount on File
Prior Sale	Mar 31, 1997 · Amount on File
Deed Document Number	199814423717
Last Transfer Date	Aug 6, 2024
Transfer Doc	0025683428
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	365 SPODE WAY, SAN JOSE, CA 95123-5126
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 SPODE WAY, SAN JOSE, CA 95123-5126

Mortgage

Document Number	0025056810
Date	Aug 6, 2021
Instrument	25056810

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	365 SPODE WAY, SAN JOSE, CA 95123-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024219966
Date	Jul 8, 2019
Instrument	24219966

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	365 SPODE WAY, SAN JOSE, CA 95123-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CHARLOTTE, NC 28273

Mortgage

Document Number	0024459155
Date	Apr 20, 2020
Instrument	24459155

Lender

Name	CARDINAL FINANCIAL COMPANY LIMITED PARTN
Type	Non-Lending Institution
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	365 SPODE WAY, SAN JOSE, CA 95123-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 SPODE WAY, SAN JOSE, CA 95123-5126

Mortgage

Document Number	0024706855
Date	Nov 17, 2020
Instrument	24706855

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 29, 2018
Property Address	365 SPODE WAY, SAN JOSE, CA 95123-5126
Document Number	0024071648
Map Reference	MB290 PG18&19
Instrument Date	Nov 20, 2018
Instrument	24071648
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	365 SPODE WAY, SAN JOSE, CA 95123-5126

Mortgage

Document Number	0024071649
Date	Nov 29, 2018
Instrument	24071649

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 24, 2017
Property Address	365 SPODE WAY, SAN JOSE, CA 95123-5126
Document Number	0023631190
Map Reference	MAP290 PG18/19
Instrument Date	Apr 15, 2017
Instrument	23631190
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 SPODE WAY, SAN JOSE, CA 95123-5126

Mortgage

Document Number	0023631191
Date	Apr 24, 2017
Instrument	23631191

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 365 Spode Way was $7,116.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$487,690 (+2%) Land $159,896 Building $327,794
2025	$7,116.00	$478,128 Land $156,761 Building $321,367
2023	$7,250.00 (+0.62%)	$459,564 Land $150,675 Building $308,889
2022	$7,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 365 Spode Way in Zone D, where flood risk has not been studied, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Spode Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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