365 S Simonsen Rd, Post Falls, ID 83854 Property Records

Kootenai County property record for 365 S Simonsen Rd, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 7.5 ba · 8,546 sqft · built 1991
Lot Size	10.1 acres (441,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,889,976 (Oct 2025)
Tax Bill	$6,866 (2025)
Deeds & Mortgages	Dec 2006 Second Mortgage Sep 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`50N05W101400`

Property Details

APN / Parcel Number

Primary APN	`50N05W101400`
Alternative APN	`174374`

Interior

Bedrooms	4 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	8,546 sqft Living Area
1st Floor Area	4,278 sqft
Basement Area	636 sqft
Unfinished Basement	636 sqft
Family Room	Family Room
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	441,742 sqft (10.1 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	600 sqft
Stable	720 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	174374
Street Address	365 S SIMONSEN RD
City	POST FALLS
State	ID
Zip	83854-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGSUB
Legal Description	TX #14279 EX RW (IN W2-NE) EX PTN TX#19949 1050N05W
Legal Range	05W
Legal Township	50N
Legal Section	10
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1003
Census Tract	401

Owner

Source: Kootenai County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	365 S SIMONSEN RD, POST FALLS, ID 83854-4753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN BROKERS CONDUIT
Sep 27, 2006	Deed of Trust, Mortgage · ARM AMERICAN MORTGAGE NETWORK INC
Mar 13, 2007	Deed of Trust, Mortgage · Line of Credit PANHANDLE STATE BANK
Aug 11, 2014	Deed of Trust, Mortgage · Line of Credit COMMUNITY 1ST BANK
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 27, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Mar 10, 2014
Deed Document Number	20253021671
Prior Transfer Date	Oct 24, 2016
Prior Transfer Doc	2568477000
Record Updated	Sep 20, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	365 S SIMONSEN RD, POST FALLS, ID 83854-4753
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2073096000
Date	Dec 19, 2006
Instrument	2073096000

Lender

Name	AMERICAN BROKERS CONDUIT
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2022

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	365 S SIMONSEN RD, POST FALLS, ID 83854-4753
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2057892000
Date	Sep 27, 2006
Instrument	2057892000

Lender

Name	AMERICAN MORTGAGE NETWORK INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2016
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	12.5%
Index	1-Year LIBOR
Max Rate	12.5%

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	365 S SIMONSEN RD, POST FALLS, ID 83854-4753
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208789000
Date	Mar 13, 2007
Instrument	208789000

Lender

Name	PANHANDLE STATE BANK
Address	COEUR D ALENE, ID 83814

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 9, 2008

Interest

Rate Type	Adjustable Rate
Rate	10.2%
Change Frequency	Monthly

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	365 S SIMONSEN RD, POST FALLS, ID 83854-4753
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2466346000
Date	Aug 11, 2014
Instrument	2466346000

Lender

Name	COMMUNITY 1ST BANK
Address	COEUR D ALENE, ID 83815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	365 S SIMONSEN RD, POST FALLS, ID 83854-4753
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6058 N MADELLAINE DR, COEUR D ALENE, ID 83815-9357

Mortgage

Document Number	3021672000
Date	Oct 27, 2025
Instrument	3021672000

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 27, 2025
Property Address	365 S SIMONSEN RD, POST FALLS, ID 83854-4753
Document Number	3021671000
Instrument Date	Oct 24, 2025
Instrument	3021671000
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 S SIMONSEN RD, POST FALLS, ID 83854-4753

Mortgage

Document Number	3021672000
Date	Oct 27, 2025
Instrument	3021672000

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,866.00 (-10.53%)	$2,039,017 (-0.41%) Land $562,642 Building $1,476,375	$2,039,017 (-0.41%) Land $562,642 Building $1,476,375
2024	$7,674.00 (+5.18%)
2023	$7,296.00 (-7.97%)	$2,047,347 (+1.81%) Land $562,642 Building $1,484,705	$2,047,347 (+1.81%) Land $562,642 Building $1,484,705
2022	$7,928.00	$2,011,030 Land $526,325 Building $1,484,705	$2,011,030 Land $526,325 Building $1,484,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 82% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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