Mathews County property record for 365 Royals Rd, North, VA 23128
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $512 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-A-4C |
| Primary APN | 18-A-4C |
|---|
| Lot Area | 117,612 sqft (2.7 acres) |
|---|
| Street Address | 365 ROYALS RD |
|---|---|
| City | NORTH |
| State | VA |
| Zip | 23128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AC 2.700 DB 0000/ |
| Legal Lot Number | 4C |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 951401 |
365 Royals Rd, a single family home, is owned by an individual.
Source: Mathews County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 365, NORTH, VA 23128-0365 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 365 ROYALS RD, NORTH, VA 23128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210000070 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 210000070 |
| Name | CHESAPEAKE BANK |
|---|---|
| Type | Bank |
| Address | KILMARNOCK, VA 22482 |
| Amount | Amount on Record |
|---|---|
| Term | 37 Months |
| Due | Feb 1, 2024 |
| Rate | 4.99% |
|---|
The 2026 property tax bill for 365 Royals Rd was $512.
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512.00 | $82,600 Land $36,800 Building $45,800 | |
| 2025 | $512.00 | ||
| 2023 | $462.00 | $82,600 Land $36,800 Building $45,800 | $82,600 Land $36,800 Building $45,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 365 Royals Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 184 policies |
| Nearby Flood Policies | 184 in force |
| Nearby Flood Claims | 11 (2003–2019) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 365 Royals Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
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