365 Roger Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 365 Roger Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,902 sqft · built 1977
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Jan 2021)
Tax Bill	$2,014 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`463 125`

Property Details

APN / Parcel Number

Primary APN	`463 125`
Alternative APN	`6088359`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	62,291 sqft (1.43 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Porch
Porch Area	28 sqft
Deck Area	140 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	365 ROGER DR
City	SALISBURY
State	NC
Zip	28147-8877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L44 & PTL43 1.43AC
Legal Subdivision	HOMESTEAD HILLS
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2007
Census Tract	51204

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	365 ROGER DR, SALISBURY, NC 28147-8877
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Deed Book / Page	1366 / 710
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	365 ROGER DR, SALISBURY, NC 28147-8877
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014270966
Date	Aug 14, 2023
Book Page	1427/966

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	365 ROGER DR, SALISBURY, NC 28147-8877
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014060272
Date	Jul 19, 2022
Book Page	1406/272

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.52%
Max Rate At Change	5.7%
Index	5-Year CMT
Margin	2
Max Rate	9.7%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 27, 2021
Property Address	365 ROGER DR, SALISBURY, NC 28147-8877
Document Number	0013660710
Book / Page	1366 / 710
Map Reference	MB 9995 PG 1405
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 KLUMAC RD # RD106A, 725, SALISBURY, NC 28144-5719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 ROGER DR, SALISBURY, NC 28147-8877

Mortgage

Document Number	1366711
Date	Jan 27, 2021
Instrument	1366/711

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Feb 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,014.00	$297,340 (-) Land $40,625 Building $256,715	$297,340 (-) Land $40,625 Building $256,715
2023	$2,014.00	$297,340 Land $40,625 Building $256,715	$297,340 Land $40,625 Building $256,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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