365 Nottingham Rd, Elkton, MD 21921 Property Records

Cecil County property record for 365 Nottingham Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1993
Lot Size	0.974 acres (42,427 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Feb 2026)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-073106`

Property Details

APN / Parcel Number

Primary APN	`03-073106`
Alternative APNs	`3073106` `073106`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,427 sqft (0.974 acres)
Porch	Porch
Porch Area	252 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	073106
Street Address	365 NOTTINGHAM RD
City	ELKTON
State	MD
Zip	21921-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	LOT 2 - .9747 ACRE 365 NOTTINGHAM ROAD N/W OF ELKTON
Legal Subdivision	WILLIAM D ERMER
Legal Lot Number	2
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	3
Census Block	3016
Census Tract	30503

Owner

Source: Cecil County records · APN 03-073106

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	365 NOTTINGHAM RD, ELKTON, MD 21921-4442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Feb 19, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 04, 2018	Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jun 04, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	5742 / 417
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	365 NOTTINGHAM RD, ELKTON, MD 21921-4442
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057220217
Date	Jan 02, 2026
Book Page	5722/217

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	365 NOTTINGHAM RD, ELKTON, MD 21921-4442
Transaction Type	Mortgage
Record Updated	Mar 06, 2026
Title Company	TOWER TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048870449
Date	May 20, 2021
Book Page	4887/449

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2036

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 19, 2026
Property Address	365 NOTTINGHAM RD, ELKTON, MD 21921-4442
Document Number	0057420417
Book / Page	5742 / 417
Map Reference	LB NDS 425 FO 59
Instrument Date	Feb 10, 2026
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	365 NOTTINGHAM RD, ELKTON, MD 21921-4442

Mortgage

Document Number	0005742423
Date	Feb 19, 2026
Instrument	5742/423

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 04, 2018
Property Address	365 NOTTINGHAM RD, ELKTON, MD 21921-4442
Document Number	0042520320
Book / Page	4252 / 320
Map Reference	LB444 FO494
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 NOTTINGHAM RD, ELKTON, MD 21921-4442

Mortgage

Document Number	0004252327
Date	Jun 04, 2018
Instrument	4252/327

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,267 (+6.41%)	$234,600 (-) Land $81,200 Building $153,400
2025	$2,335.00 (+56.29%)	$207,933 (+7.61%)	$234,600 (+20.55%) Land $81,200 Building $153,400
2023	$1,494.00	$193,233	$194,600 Land $81,200 Building $113,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2020)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Aug 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 32 locations within half a mile of this property.

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