365 N Pierce St, El Cajon, CA 92020 Property Records

San Diego County property record for 365 N Pierce St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,353 sqft · built 1955
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 1998)
Tax Bill	$8,737 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-070-10-00`

Property Details

APN / Parcel Number

Primary APN	`487-070-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,353 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	5,500 sqft (0.126 acres)

Location & Zoning

Street Address	365 N PIERCE ST
City	EL CAJON
State	CA
Zip	92020-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 386 TR 003113
Legal Subdivision	SUNNYSLOPE HEIGHTS
Legal Tract	003113
Legal Block	1
Legal Lot Number	386
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1071
Census Tract	16202

Owner

365 N Pierce St is owned and occupied by an individual who bought it in August 1998.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	365 N PIERCE ST, EL CAJON, CA 92020-3039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 1, 2022	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Apr 1, 2022	Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 1998 · Amount on File
Deed Sale	Aug 5, 1998 · Amount on File
Prior Sale	Jan 4, 1989 · Amount on File
Deed Document Number	1998492804
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	365 N PIERCE ST, EL CAJON, CA 92020-3039
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 N PIERCE ST, EL CAJON, CA 92020-3039

Mortgage

Document Number	0000029786
Date	Feb 5, 2024
Instrument	2024-0029786

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Apr 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2022
Property Address	365 N PIERCE ST, EL CAJON, CA 92020-3039
Document Number	0000145325
Map Reference	MAP 3113
Instrument Date	Mar 25, 2022
Instrument	2022-0145325
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 N PIERCE ST, EL CAJON, CA 92020-3039

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2022
Property Address	365 N PIERCE ST, EL CAJON, CA 92020-3039
Document Number	0000145326
Map Reference	MAP 3113
Instrument Date	Mar 15, 2022
Instrument	2022-0145326
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 N PIERCE ST, EL CAJON, CA 92020-3039

Mortgage

Document Number	0000145327
Date	Apr 1, 2022
Instrument	2022-0145327

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 365 N Pierce St was $8,737.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,573 (+2%) Land $281,002 Building $422,571
2025	$8,737.00	$689,779 Land $275,493 Building $414,286
2023	$8,015.00 (+170.87%)	$611,000 Land $244,000 Building $367,000
2022	$2,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 365 N Pierce St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (1979–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 365 N Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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