365 Mill Run, Bumpass, VA 23024 Property Records

Louisa County property record for 365 Mill Run, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,775 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,451,699 (Oct 2022)
Tax Bill	$13,195 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46 37 46`

Property Details

APN / Parcel Number

Primary APN	`46 37 46`
Alternative APNs	`29770` `28310`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	2,775 sqft Living Area
1st Floor Area	2,439 sqft
Basement Area	2,439 sqft
Finished Basement	2,439 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	16 sqft
Patio Area	718 sqft
Boat House	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	28310
Street Address	365 MILL RUN
City	BUMPASS
State	VA
Zip	23024-4787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MILL RUN SUBDIVISION PB 8/2458-62 LOT 46 DB 1871/4 .977 AC
Legal Subdivision	MILL RUN SUBDIVISION
Legal Lot Number	46
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2005
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	BUMPASS, VA 23024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit VIRGINIA PARTNERS BANK
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 19, 2021	Deed, Transfer TERRY TITLE, TERRYS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	202210640
Deed Book / Page	1871 / 4
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	365 MILL RUN, BUMPASS, VA 23024
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	TERRY TITLE, TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001777/828
Date	Jul 20, 2021
Book Page	1777/828
Instrument	202100008680

Lender

Name	VIRGINIA PARTNERS BANK
Type	Bank
Address	FREDERICKSBURG, VA 22401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 24, 2022
Property Address	365 MILL RUN, BUMPASS, VA 23024-4787
Document Number	00001871/4
Book / Page	1871 / 4
Map Reference	MB 8 PG 2458-2462
Instrument Date	Oct 19, 2022
Instrument	202200010640
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	365 MILL RUN, BUMPASS, VA 23024-4787

Mortgage

Document Number	0000018718
Date	Oct 24, 2022
Instrument	1871/8

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 19, 2021
Property Address	365 MILL RUN, BUMPASS, VA 23024
Document Number	0001754/93
Book / Page	1754 / 93
Map Reference	MB 8 PG 2458-2462
Instrument Date	Apr 12, 2021
Instrument	202100004515
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 KENMORE AVE STE 200, 200, FREDERICKSBURG, VA 22401-5737
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,998,756 (+9.06%) Land $457,600 Building $1,541,156	$1,998,756 (+9.06%) Land $457,600 Building $1,541,156
2025	$13,195.00 (+10.69%)	$1,832,700 (+23.3%) Land $457,600 Building $1,375,100	$1,832,700 (+23.3%) Land $457,600 Building $1,375,100
2024	$11,921.00 (+447.84%)
2023		$1,486,400 Land $387,200 Building $1,099,200
2022	$2,176.00		$1,486,400 Land $387,200 Building $1,099,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

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