Old Saybrook Town property record for 365 Main St, Old Saybrook, CT 06475
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,636 sqft · built 1986 |
| Owner | 2 Individual Names on File |
| Last Sale | $159,900 (Oct 1994) |
| Tax Bill | $5,892 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Nov 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 323500 |
| Primary APN | 323500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,450 sqft |
| Basement Area | 778 sqft |
| Unfinished Basement | 778 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 323500 |
|---|---|
| Street Address | 365 MAIN ST |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-2366 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A |
| Legal Subdivision | BANBURY CRSNG |
| Legal Block | 251 |
| Legal Lot Number | 52 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 670200 |
365 Main St, a condominium, is owned and occupied by two individuals who bought it in October 1994.
Source: Old Saybrook Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 365 MAIN ST, OLD SAYBROOK, CT 06475-2366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 1994 · Amount on File |
| Deed Sale | Oct 3, 1994 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 365 MAIN ST, OLD SAYBROOK, CT 06475-2366 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000689-513 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 689/513 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 365 MAIN ST, OLD SAYBROOK, CT 06475-2366 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 671-449 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 671/449 |
| Name | MR COOPER |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 365 Main St was $5,892.
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,892.00 | $380,100 Building $380,100 | $266,070 Building $266,070 |
| 2024 | $5,892.00 (+20.94%) | ||
| 2023 | $4,872.00 (+1.9%) | $238,100 (-) Building $238,100 | |
| 2022 | $4,781.00 | $238,100 Building $238,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 365 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 365 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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