365 Kirk Lane Dr, Troy, MI 48084 Property Records

Oakland County property record for 365 Kirk Lane Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,552 sqft · built 1958
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$138,000 (Jan 2007)
Tax Bill$2,276 (2025)
Deeds & MortgagesJul 2026 Transfer
Nov 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-21-252-006

Property Details

APN / Parcel Number

Primary APN88-20-21-252-006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,552 sqft Living Area
1st Floor Area1,552 sqft
Basement Area1,552 sqft
Unfinished Basement1,552 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions168 ft deep x 115 ft wide
Garage Area555 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address365 KIRK LANE DR
CityTROY
StateMI
Zip48084-1763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 21 TROY MEADOWS SUB LOT 34
Legal Range11E
Legal Township2N
Legal Section21
Legal SubdivisionTROY MEADOWS SUB
Legal Lot Number34
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3008
Census Tract196900

Owner

Source: Oakland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address365 KIRK LANE DR, TROY, MI 48084-1763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 25, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 8, 2021Deed of Trust, Mortgage
THE HUNTINGTON NATIONAL BANK
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Mar 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2007 · Amount on Record
Deed SaleJan 16, 2007 · Amount on Record
Prior SaleOct 18, 2004 · Amount on Record
Deed Document Number200710469
Deed Book / Page38631 / 326
Prior Transfer DateDec 8, 1998
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJul 8, 2026
Property Address365 KIRK LANE DR, TROY, MI 48084-1763
Document Number0000097072
Book / Page61345 / 96
Instrument DateJul 8, 2026
Instrument202697072
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 KIRK LANE DR, TROY, MI 48084-1763

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address365 KIRK LANE DR, TROY, MI 48084-1763
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 KIRK LANE DR, TROY, MI 48084-1763

Mortgage

Document Number20250147566
DateNov 25, 2025
Book Page60726/679
Instrument20250147566
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 5, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address365 KIRK LANE DR, TROY, MI 48084-1763
Transaction TypeMortgage
Record UpdatedApr 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 KIRK LANE DR, TROY, MI 48084-1763

Mortgage

Document Number0000059676
DateMar 8, 2021
Book Page55835/650
Instrument59676
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address365 KIRK LANE DR, TROY, MI 48084-1763
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089299
DateMay 6, 2020
Book Page54176/100
Instrument89299
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address365 KIRK LANE DR, TROY, MI 48084-1763
Document Number0000046302
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address365 KIRK LANE DR TROY MI 480841763, TROY, MI 48084-1763

Mortgage

Document Number0000046302
DateMar 27, 2018
Book Page051667/000632
Instrument46302
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 26, 2038

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,276.00 (-3.84%)
2023$258,080
2022$2,367.00$129,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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