365 Hillcrest Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 365 Hillcrest Dr, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.342 acres (14,918 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2020)
Tax Bill	$2,948 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-12-276-013`

Property Details

APN / Parcel Number

Primary APN	`13-18-12-276-013`

Exterior

Lot Area	14,918 sqft (0.342 acres)

Location & Zoning

Street Address	365 HILLCREST DR
City	PETOSKEY
State	MI
Zip	49770-9272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT R-1
Legal Description	PLAT OF VANTAGE VIEW, LOT 25. SECTION 12, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	12
Legal Subdivision	VANTAGE VIEW
Legal Lot Number	25
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	3
Census Block	3001
Census Tract	970600

Owner

365 Hillcrest Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	365 HILLCREST DR, PETOSKEY, MI 49770-9272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	May 1, 1991 · Amount on File
Deed Document Number	20205177660
Deed Book / Page	1224 / 714
Record Updated	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Sep 8, 2020
Property Address	365 HILLCREST DR, PETOSKEY, MI 49770-9272
Document Number	001224/714
Book / Page	1224 / 714
Instrument Date	Sep 2, 2020
Instrument	5177660
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5945 N M 88, CENTRAL LAKE, MI 49622-9464

Mortgage

Document Number	0000001224/0000000715
Date	Sep 8, 2020
Book Page	0000001224/0000000715
Instrument	5177661

Lender

Name	STAUNTON FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,800 Land $173,800	$347,600 Land $347,600
2024	$2,948.00
2023		$136,500 Land $136,500	$273,000 Land $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 365 Hillcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Hillcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20