365 Harmes Way, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 365 Harmes Way, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 1967
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Company Names on File
Last Sale	$1,575,000 (Aug 2022)
Tax Bill	$15,327 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Line of Credit + 1 more
Flood Zone	Zone VE (high risk)
APN	`EAST M:0001 L:0111`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0001 L:0111`
Alternative APN	`108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,547 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	34,412 sqft (0.79 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	108
Street Address	365 HARMES WAY
City	EASTHAM
State	MA
Zip	02642-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	111
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	3
Census Block	3009
Census Tract	10306

Owner

365 Harmes Way is owned by a company that bought it in August 2022.

Source: Barnstable County and Eastham Town records, as of July 22, 2026

Owner of Record	2 Company Names on File
Mailing Address	5 TAM O SHANTER RD, FRANKLIN, MA 02038-1233
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
Aug 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	Oct 22, 1999 · Amount on File
Deed Document Number	20221465464
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Recording Date	Jun 29, 2026
Property Address	365 HARMES WAY, EASTHAM, MA 02642-1555
Document Number	0001546703
Instrument Date	Jun 29, 2026
Instrument	20261546703
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001546703,
Date	Jun 29, 2026
Instrument	20261546703

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Recording Date	Jun 29, 2026
Property Address	365 HARMES WAY, EASTHAM, MA 02642-1555
Document Number	0001546704
Instrument Date	Jun 29, 2026
Instrument	20261546704
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001546704,
Date	Jun 29, 2026
Instrument	20261546704

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Aug 16, 2022
Property Address	365 HARMES WAY, EASTHAM, MA 02642-1555
Document Number	0001465464
Instrument Date	Aug 16, 2022
Instrument	1465464
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TAM O SHANTER RD, FRANKLIN, MA 02038-1233

Mortgage

Document Number	0001465465
Date	Aug 16, 2022
Instrument	1465465

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 365 Harmes Way was $15,327, up 13.3% from the year before.

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,327.00 (+13.26%)	$1,987,900 (+2.97%) Land $1,759,500 Building $228,400	$1,905,890
2024	$13,533.00 (+46.94%)	$1,930,500 (+51.76%) Land $1,708,200 Building $222,300
2023	$9,210.00	$1,272,100 Land $1,078,500 Building $193,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 365 Harmes Way in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	14 (1978–2018)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 365 Harmes Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harmes Way

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