Miami-Dade County property record for 365 Harbor Ct, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,263 sqft · built 1957 |
| Lot Size | 0.194 acres (8,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,300,000 (May 2022) |
| Tax Bill | $43,310 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-006-3180 |
| Primary APN | 24-4232-006-3180 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,263 sqft Living Area |
| Gross Area | 4,506 sqft |
| 1st Floor Area | 3,263 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Lot Area | 8,462 sqft (0.194 acres) |
| Lot Dimensions | 100 ft deep x 84.6 ft wide |
| Patio Area | 854 sqft |
| Street Address | 365 HARBOR CT |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 3 BLK 30 LOT SIZE 84.620 X 100 OR 14617-788 0790 1 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB 4TH ADDN |
| Legal Block | 30 |
| Legal Lot Number | 3 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 4602 |
Source: Miami-Dade County records · APN 24-4232-006-3180
Assessment roll updated July 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 365 HARBOR CT, KEY BISCAYNE, FL 33149-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE NORTHERN TRUST CO |
| May 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on Record |
| Deed Sale | May 26, 2022 · Amount on Record |
| Deed Document Number | 2022434588 |
| Deed Book / Page | 33212 / 1066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 365 HARBOR CT, KEY BISCAYNE, FL 33149-1231 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 365 HARBOR CT, KEY BISCAYNE, FL 33149-1231 |
| Document Number | 0000103253 |
|---|---|
| Date | Feb 09, 2021 |
| Book Page | 32342/633 |
| Instrument | 2021R0103253 |
| Name | THE NORTHERN TRUST CO |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | May 26, 2022 |
| Property Address | 365 HARBOR CT, KEY BISCAYNE, FL 33149-1231 |
| Document Number | 0000434588 |
| Book / Page | 33212 / 1066 |
| Map Reference | MB 53 PG 39 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022R0434588 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 365 HARBOR CT, KEY BISCAYNE, FL 33149-1231 |
| Name | Verified Name |
|---|---|
| Address | 365 HARBOR CT, KEY BISCAYNE, FL 33149-1231 |
| Document Number | 0000434589 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 33212/1068 |
| Instrument | 2022R0434589 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Max Rate | 8.87% |
Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,310.00 (+0.61%) Homeowner's exemption | $2,725,139 (+2.79%) | $2,899,555 (+9.36%) Land $2,200,120 Building $699,435 |
| 2023 | $43,048.00 (+75.66%) Homeowner's exemption | $2,651,294 (+75.51%) Land $1,946,260 Building $705,034 | $2,651,294 (+34.86%) Land $1,946,260 Building $705,034 |
| 2022 | $24,507.00 Homeowner's exemption | $1,510,642 | $1,965,911 Land $1,493,543 Building $472,368 |
Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 489 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured incl. 59 condo units |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 533 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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