365 Fordham St, Sebastian, FL 32958 Property Records

Indian River County property record for 365 Fordham St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,893 sqft · built 2005
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$121,500 (Jul 2009)
Tax Bill$5,222 (2025)
Deeds & MortgagesApr 2022 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-38-01-00003-0780-00003.0

Property Details

APN / Parcel Number

Primary APN31-38-01-00003-0780-00003.0
Alternative APN
  • 16971

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,893 sqft Living Area
Gross Area2,492 sqft
1st Floor Area1,893 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotInterior
Garage TypeAttached
Garage Area399 sqft
DrivewayConcrete Driveway
Driveway Area768 sqft

Exterior Amenities

Pool Area96 sqft
PorchScreened Porch
Porch Area236 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address365 FORDHAM ST
CitySEBASTIAN
StateFL
Zip32958-4215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 02 BLK 78 LOT 3 PBI 5-34
Legal Range38E
Legal Township31S
Legal Section01
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 2
Legal Block78
Legal Lot Number3
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2005
Census Tract50807

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner TypeCompany
VestingLimited Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2022Deed of Trust, Mortgage · Commercial Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2009 · Amount on Record
Deed SaleJul 24, 2009 · Amount on Record
Prior SaleJun 12, 2006 · Amount on Record
Deed Document Number20092007130
Deed Book / Page2356 / 778
Last Transfer DateJun 20, 2014
Transfer Doc0027701471
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address365 FORDHAM ST, SEBASTIAN, FL 32958-4215
Transaction TypeMortgage
Record UpdatedJan 31, 2023
Title CompanyOS NATIONAL LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 3RD AVE 10, 10, NEW YORK, NY 10022-7228

Mortgage

Document Number0035281918
DateApr 7, 2022
Book Page3528/1918
Instrument3120220022374
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address365 FORDHAM ST, SEBASTIAN, FL 32958-4215
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033590664
DateNov 23, 2020
Book Page3359/664
Instrument3120200070374
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address365 FORDHAM ST, SEBASTIAN, FL 32958-4215
Document Number0030832191
Book / Page003083 / 002191
Instrument DateDec 27, 2017
Transaction TypeMortgage
Record UpdatedFeb 19, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 FORDHAM ST SEBASTIAN FL 329584215, SEBASTIAN, FL 32958-4215

Mortgage

Document Number0030832191
DateJan 5, 2018
Book Page003083/002191
Instrument965
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 4, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,222.00 (+10.68%)$282,434 (-2.04%) Land $57,800 Building $224,634$282,434 (-2.04%) Land $57,800 Building $224,634
2023$4,718.00 (+13.47%)$288,330 (+17.5%) Land $52,360 Building $235,970$288,330 (+17.5%) Land $52,360 Building $235,970
2022$4,158.00$245,381 Land $28,220 Building $217,161$245,381 Land $28,220 Building $217,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims7 (1993–2007)
Claims Outside the SFHA4 of 7
Most Recent ClaimOct 2007 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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