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365 E Central Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 365 E Central Ave, Morgan Hill, CA 95037 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,438 sqft · built 2017
Lot Size0.135 acres (5,891 sqft)
OwnerIndividual Name on File
Last Sale$998,000 (May 2018)
Tax Bill$12,914 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2021 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN726-26-091

Property Details

APN / Parcel Number

Primary APN726-26-091

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,438 sqft Living Area
1st Floor Area1,236 sqft
2nd Floor Area1,202 sqft

Exterior

Year BuiltBuilt 2017
Architectural StyleOther
Construction TypeWood
Lot Area5,891 sqft (0.135 acres)
Garage Area446 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address365 E CENTRAL AVE
CityMORGAN HILL
StateCA
Zip95037-5191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 10312 LOT 39
Legal Subdivision10312 VALENCIA
Legal Tract10312
Legal Lot Number39
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1000
Census Tract512311

Owner

Source: Santa Clara County records · APN 726-26-091

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 29, 2018Grant Deed, Transfer · ARM
US BANK NA
Feb 21, 2018Grant Deed, Subdivision Related Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleMay 29, 2018 · Amount on Record
Deed Document Number0023943117
Last Transfer DateAug 18, 2025
Transfer Doc0025856903
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191

Mortgage

Document Number0025179568
DateNov 29, 2021
Instrument25179568
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191

Mortgage

Document Number0025019945
DateJul 07, 2021
Instrument25019945
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueApr 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191

Mortgage

Document Number0024878357
DateMar 17, 2021
Instrument24878357
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024517254
DateJun 25, 2020
Instrument24517254
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJul 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.87%
Index1-Year CMT
Max Rate7.87%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMay 29, 2018
Property Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
Document Number0023943117
Map ReferenceMB898 PG1-4
Instrument DateFeb 21, 2018
Instrument23943117
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191

Mortgage

Document Number0023943118
DateMay 29, 2018
Instrument23943118
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateJun 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate8.62%

February 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 21, 2018
Property Address365 E CENTRAL AVE, MORGAN HILL, CA 95037-5191
Document Number0023872782
Instrument DateJan 18, 2018
Instrument23872782
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 02, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,160.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address17810 CALLE MAZATAN MORGAN HILL CA 95037, MORGAN HILL, CA 95037

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,914.00 (+3.25%) Homeowner's exemption$1,135,549 (+4.04%) Land $580,292 Building $555,257
2023$12,508.00 (+1.72%) Homeowner's exemption$1,091,456 Land $557,759 Building $533,697
2022$12,297.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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