365 E Bay Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 365 E Bay Dr, Eastpoint, FL 32328

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,808 sqft · built 1982
Lot Size	2.25 acres (98,358 sqft)
Owner	Individual Name on Record
Last Sale	$379,900 (Mar 2021)
Tax Bill	$5,247 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`19-08S-06W-6400-0000-0720`

Property Details

APN / Parcel Number

Primary APN	`19-08S-06W-6400-0000-0720`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Heated Area
Gross Area	2,628 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	98,358 sqft (2.25 acres)
Lot Width	172 ft Width

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	500 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	365 E BAY DR
City	EASTPOINT
State	FL
Zip	32328-3467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 72 BEING 2.23 AC NORTH BAYSHORE DRIVE ADD OR/169/502 OR 174/99 ORB 228 PAGE 306 AC 1279/638 1282/460 1292/530
Legal Range	06W
Legal Township	08S
Legal Section	19
Legal Subdivision	AC NORTH BAYSHORE DRIVE ADD
Legal Tract	72
Legal Lot Number	72
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	2
Census Block	2000
Census Tract	970200

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2006 N MAIN ST, SIKESTON, MO 63801-8478
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Nov 17, 2020
Deed Document Number	202119001259
Deed Book / Page	1292 / 530
Record Updated	Jun 8, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 4, 2021
Property Address	365 E BAY DR, EASTPOINT, FL 32328-3467
Document Number	0019001259
Book / Page	1292 / 530
Instrument Date	Jan 7, 2021
Instrument	202119001259
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,659.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 14405, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 GRAPHITE LN, CAPE GIRARDEAU, MO 63701-9148

Mortgage

Document Number	0000000532
Date	Mar 4, 2021
Instrument	1292/532

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,247.00 (+3.78%)	$611,906 (-0.28%) Land $470,000 Building $141,906	$611,906 (-0.28%) Land $470,000 Building $141,906
2024	$5,056.00 (+13.95%)	$613,617 (+28.62%) Land $470,000 Building $143,617	$613,617 (+28.62%) Land $470,000 Building $143,617
2023	$4,437.00 (+12.22%)	$477,076 (+22.24%) Land $350,000 Building $127,076	$477,076 (+22.24%) Land $350,000 Building $127,076
2022	$3,954.00	$390,278 Land $270,960 Building $119,318	$390,278 Land $270,960 Building $119,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	123 (1985–2022)
Claims Outside the SFHA	6 of 123
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Michael, Oct 2018 · 38 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Kate, Nov 1985 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTPOINT WATER ; SEWER DIST. public/private · serves 3,085 people · EPA ID FL1190236
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50