365 E 232nd St, Euclid, OH 44123 Property Records

Cuyahoga County property record for 365 E 232nd St, Euclid, OH 44123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,222 sqft · built 1947
Lot Size	0.127 acres (5,550 sqft)
Owner	Individual Name on Record
Last Sale	$92,900 (Jun 2004)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-28-029`

Property Details

APN / Parcel Number

Primary APN	`644-28-029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
Gross Area	1,398 sqft
1st Floor Area	826 sqft
2nd Floor Area	396 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	365 E 232ND ST
City	EUCLID
State	OH
Zip	44123-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	TR 19 BENTONHO 0089 ALL
Legal Subdivision	BENTON HOMES
Legal Tract	19
Legal Lot Number	89
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1003
Census Tract	152202

Owner

Source: Cuyahoga County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	365 E 232ND ST, EUCLID, OH 44123-1540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 13, 2018	Loan Modification, Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2004 · Amount on Record
Deed Sale	Jun 11, 2004 · Amount on Record
Prior Sale	Jun 20, 2003 · Amount on Record
Deed Document Number	2004718
Prior Transfer Date	Nov 29, 2002
Prior Transfer Doc	0000000089
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 13, 2026
Property Address	365 E 232ND ST, EUCLID, OH 44123-1540
Document Number	0000000422
Instrument Date	Apr 6, 2026
Instrument	2026422
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 E 232ND ST, EUCLID, OH 44123-1540

Mortgage

Document Number	0000000422,
Date	Apr 13, 2026
Instrument	2026422

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	252 Months
Due	Apr 6, 2047

Interest

Rate	6%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	365 E 232ND ST, EUCLID, OH 44123-1540
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000399
Date	Jun 8, 2022
Instrument	202206080399

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	252 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	365 E 232ND ST, EUCLID, OH 44123-1540
Document Number	0002260375
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 E 232ND ST EUCLID OH 441231540, EUCLID, OH 44123-1540

Mortgage

Document Number	0002260375
Date	Feb 26, 2018
Instrument	2260375

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	432 Months
Due	Feb 25, 2054

Interest

Rate	6%

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00 (+3.64%) Homeowner's exemption	$38,535 (-0.01%) Land $8,260 Building $30,275	$110,100 (-) Land $23,600 Building $86,500
2024	$2,501.00 (+2.71%) Homeowner's exemption	$38,540 (+38.14%) Land $8,260 Building $30,280	$110,100 (+38.14%) Land $23,600 Building $86,500
2023	$2,435.00 (+2.31%) Homeowner's exemption	$27,900 (-) Land $6,020 Building $21,880
2022	$2,380.00 Homeowner's exemption	$27,900 Land $6,020 Building $21,880
2021			$79,700 Land $17,200 Building $62,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: PCs for People, T-Mobile.

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