365 Coldstream Rd, Phoenixville, PA 19460 Property Records

Chester County property record for 365 Coldstream Rd, Phoenixville, PA 19460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,734 sqft · built 1941
Lot Size	0.37 acres (16,128 sqft)
Owner	Individual Name on File
Last Sale	$214,713 (Apr 2026)
Tax Bill	$634 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-2-182`

Property Details

APN / Parcel Number

Primary APN	`26-2-182`
Alternative APN	`2602 01820000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,410 sqft
Basement Area	676 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Stone
Construction Type	Stone
Lot Area	16,128 sqft (0.37 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	365 COLDSTREAM RD
City	PHOENIXVILLE
State	PA
Zip	19460-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT& DWG
Legal Subdivision	WEST COATESVILLE SEC C PLAN
Jurisdiction	CHESTER PA
Township / Civil Division	EAST PIKELAND
Census Block Group	1
Census Block	1018
Census Tract	301001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kimberton Historic District (Boundary Increase) listed 1987 · 48 contributing resources · NRIS 87001252

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

365 Coldstream Rd is owned and occupied by an individual who bought it in April 2026.

Source: Chester County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	365 COLDSTREAM RD, PHOENIXVILLE, PA 19460-1605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITADEL FCU
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 23, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Aug 23, 2022 · Amount on File
Deed Document Number	202612117999
Deed Book / Page	11562 / 1839
Prior Transfer Date	Nov 11, 2023
Prior Transfer Doc	0115621839
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	365 COLDSTREAM RD, PHOENIXVILLE, PA 19460-1605
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107500001
Date	Dec 1, 2021
Book Page	10750/1
Instrument	11888853

Lender

Name	CITADEL FCU
Type	Credit Union
Address	EXTON, PA 19341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Recording Date	May 8, 2026
Property Address	365 COLDSTREAM RD, PHOENIXVILLE, PA 19460-1605
Document Number	0012121951
Book / Page	11577 / 1863
Instrument Date	Apr 27, 2026
Instrument	202612121951
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 COLDSTREAM RD, PHOENIXVILLE, PA 19460-1605

Mortgage

Document Number	0012121951,
Date	May 8, 2026
Book Page	11577/1863
Instrument	202612121951

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Apr 14, 2026
Property Address	365 COLDSTREAM RD, PHOENIXVILLE, PA 19460-1605
Document Number	0115621839
Book / Page	11562 / 1839
Instrument Date	Nov 11, 2023
Instrument	202612117999
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$216,860.13
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 COLDSTREAM RD, PHOENIXVILLE, PA 19460-1605

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER PA
Recording Date	Aug 23, 2022
Property Address	365 COLDSTREAM RD, PHOENIXVILLE, PA 19460-1605
Document Number	0109342087
Book / Page	10934 / 2087
Instrument Date	Aug 18, 2022
Instrument	11942002
Transaction Type	Transfer
Record Updated	May 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	365 COLDSTREAM RD, PHOENIXVILLE, PA 19460-1605

Mortgage

Document Number	0011942003
Date	Aug 23, 2022
Instrument	11942003

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 365 Coldstream Rd was $634.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	East Pikeland Township
Unified School District	Phoenixville Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$634.00	$154,470 (-) Land $42,170 Building $112,300	$154,470 (-) Land $42,170 Building $112,300
2025		$154,470 (-) Land $42,170 Building $112,300	$154,470 Land $42,170 Building $112,300
2024	$5,829.00	$154,470 Land $42,170 Building $112,300
1998			$154,470 Land $42,170 Building $112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 365 Coldstream Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Coldstream Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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