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365 Co Rd 189, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 365 Co Rd 189, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 3,914 sqft · built 2004
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Aug 2020)
Tax Bill$1,527 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-10-07-36-0-000-002.000

Property Details

APN / Parcel Number

Primary APN13-10-07-36-0-000-002.000
Alternative APNs
  • ALT APN:1007360000002000
  • 210222

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,914 sqft Living Area
1st Floor Area1,888 sqft
Upper Floors Area2,026 sqft
Basement Area1,688 sqft
Finished Basement1,688 sqft
Unfinished Basement1,688 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area20,038 sqft (0.46 acres)
PorchSlab
Porch Area256 sqft
Deck Area312 sqft

Location & Zoning

Account Number210222
Street Address365 COUNTY ROAD 189
CityCEDAR BLUFF
StateAL
Zip35959-2523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 55, ALPINE SHORES SD, PB 6 PG 32
Legal Range10E
Legal Township09S
Legal Section36
Legal SubdivisionALPINE SHORES
Legal Lot Number55
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group3
Census Block3045
Census Tract955701

Owner

365 Co Rd 189 is owned by two individuals who bought it in August 2020.

Source: Cherokee County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address523 RIDGE RUN DR, HIRAM, GA 30141-5757
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2020 · Amount on File
Deed SaleAug 4, 2020 · Amount on File
Deed Document Number2020213500
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateAug 4, 2020
Property Address365 COUNTY ROAD 189, CEDAR BLUFF, AL 35959-2523
Document Number0000213500
Map ReferencePB 6 PG 32
Instrument DateAug 3, 2020
Instrument213500
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000213501
DateAug 4, 2020
Instrument213501
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 365 Co Rd 189 was $1,527, up 6.9% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,527.00 (+6.93%)
2025$1,428.00 (+0.28%)$34,000 (+0.24%) Land $640 Building $33,360$339,900 (+0.24%) Land $6,300 Building $333,600
2024$1,424.00$33,920 (-) Land $560 Building $33,360$339,100 (-) Land $5,500 Building $333,600
2023$1,424.00$33,920 (-)$339,100 (-) Land $5,500 Building $333,600
2022$1,424.00$33,920 Land $560 Building $33,360$339,100 Land $5,500 Building $333,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 365 Co Rd 189 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Co Rd 189 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 64% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TDS Telecom
DSL		50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 189

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