Lake County property record for 365 Chestnut St, Painesville, OH 44077
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,209 sqft · built 1914 |
| Lot Size | 0.719 acres (31,311 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Sep 1993) |
| Tax Bill | $8,998 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-C-035-0-00-006-0 |
| Primary APN | 15-C-035-0-00-006-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,209 sqft Living Area |
| Gross Area | 2,025 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 633 sqft |
| Finished Basement | 225 sqft |
| Unfinished Basement | 408 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 31,311 sqft (0.719 acres) |
| Lot Dimensions | 310 ft deep x 101 ft wide |
| View / Lot | Extra Front |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 147 sqft |
| Patio Area | 607 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 365 CHESTNUT ST |
|---|---|
| City | PAINESVILLE |
| State | OH |
| Zip | 44077-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 54 TRACT 4 |
| Legal Subdivision | PAINESVILLE TOWNSHIP 04 |
| Legal Tract | 4 |
| Legal Block | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | PAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 204304 |
365 Chestnut St is owned and occupied by an individual who acquired it in September 2023.
Source: Lake County records, as of December 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 365 CHESTNUT ST, PAINESVILLE, OH 44077-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 1993 · Amount on File |
| Deed Sale | Sep 15, 1993 · Amount on File |
| Last Transfer Date | Sep 4, 2023 |
| Transfer Doc | 0000017497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 365 CHESTNUT ST, PAINESVILLE, OH 44077-2750 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014663 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021R014663 |
| Name | BANKERS GUARANTEE MORTGAGE COMPANY LLC |
|---|---|
| Address | MEDINA, OH 44256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Painesville City |
| Unified School District | Painesville City Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,860 Land $14,060 Building $71,800 | $245,330 Land $40,180 Building $205,150 | |
| 2023 | $8,998.00 (+100.8%) Homeowner's exemption | $72,660 (-) Land $11,670 Building $60,990 | |
| 2022 | $4,481.00 | $72,660 Land $11,670 Building $60,990 | |
| 2021 | $207,610 Land $33,340 Building $174,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 365 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 365 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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