365 Bryden Ave, Vergennes, IL 62994 Property Records

Jackson County property record for 365 Bryden Ave, Vergennes, IL 62994

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,654 sqft · built 1956
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-21-154-010`

Property Details

APN / Parcel Number

Primary APN	`04-21-154-010`
Alternative APN	`04-21-154-010-0040`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,654 sqft Base Area
1st Floor Area	1,654 sqft
Basement Area	1,654 sqft
Flooring	Wood

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	182 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	365 BRYDEN AVE
City	VERGENNES
State	IL
Zip	62994-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 NW1/4 21-7-2 .418 PL ACRES 234/350 2022R005026 2025R005460 LOT 100 X 182
Jurisdiction	JACKSON IL
Township / Civil Division	VERGENNES
Census Block Group	3
Census Block	3044
Census Tract	10100

Owner

365 Bryden Ave is owned and occupied by two individuals.

Source: Jackson County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	365 BRYDEN AVE, VERGENNES, IL 62994-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF CAMPBELL HILL
Nov 9, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	365 BRYDEN AVE, VERGENNES, IL 62994-1725
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003668
Date	Aug 1, 2025
Instrument	2025R003668

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Nov 26, 2025
Property Address	365 BRYDEN AVE, VERGENNES, IL 62994-1725
Document Number	0000005460
Instrument Date	Nov 25, 2025
Instrument	2025R005460
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	365 BRYDEN AVE, VERGENNES, IL 62994-1725

Mortgage

Document Number	0000005461
Date	Nov 26, 2025
Instrument	2025R005461

Lender

Name	FIRST STATE BANK OF CAMPBELL HILL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Nov 9, 2022
Property Address	365 BRYDEN AVE, VERGENNES, IL 62994-1725
Document Number	0000005026
Instrument Date	Nov 7, 2022
Instrument	2022R005026
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 BRYDEN AVE, VERGENNES, IL 62994-1725

Tax Assessment & Valuation

The 2025 property tax bill for 365 Bryden Ave was $1,606 with a homeowner's exemption, up 24% from the year before.

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Vergennes Township
Municipality	Vergennes Village
Unified School District	Elverado Community Unit School District 196 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (+24.02%) Homeowner's exemption	$29,107 (+9.67%) Land $2,224 Building $26,883	$87,321 (+9.67%) Land $6,672 Building $80,649
2024	$1,295.00 Homeowner's exemption	$26,541 Land $2,028 Building $24,513	$79,623 Land $6,084 Building $73,539
2022	$741.00 Homeowner's exemption Senior Citizen's exemption	$21,399 Land $1,635 Building $19,764	$64,197 Land $4,905 Building $59,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 365 Bryden Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Bryden Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERGENNES serves 648 people · EPA ID IL0770550
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BLIP Networks Fixed Wireless	500 / 500
Wisper ISP Fixed Wireless	400 / 30
Frontier DSL	115 / 7

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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