3649 River Edge Loop, Decatur, GA 30034 Property Records

DeKalb County property record for 3649 River Edge Loop, Decatur, GA 30034

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,598 sqft · built 1994
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2019)
Tax Bill	$3,525 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-060-04-018`

Property Details

APN / Parcel Number

Primary APN	`15-060-04-018`
Alternative APN	`3407326`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,598 sqft Living Area
1st Floor Area	1,497 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Lot Area	11,761 sqft (0.27 acres)
Garage Area	460 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3649 RIVER EDGE LOOP
City	DECATUR
State	GA
Zip	30034-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY RIDGE SOUTH BLOCK F LOT 18 6-11-92 90 X 131 X 90 X 131 0.27AC BLOCK E 4-2-93
Legal Subdivision	CHERRY RDG SOUTH SUB
Legal Block	2
Legal Lot Number	18
Jurisdiction	DE KALB GA
Township / Civil Division	ATLANTA-DECATUR
Census Block Group	2
Census Block	2004
Census Tract	23425

Owner

Source: DeKalb County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3649 RIVER EDGE LOOP, DECATUR, GA 30034-5057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage MIDSTATE MTG
Oct 8, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage MIDSTATE MORTGAGE
Feb 26, 2019	Trustee's Deed, Transfer LIMA ONE CAP
Aug 15, 2018	Trustee's Deed, Transfer FIDELITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Apr 6, 2012 · Amount on Record
Deed Document Number	201922540
Deed Book / Page	27844 / 563
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0234850025
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	3649 RIVER EDGE LOOP, DECATUR, GA 30034-5057
Document Number	0278440565
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 RIVER EDGE LOOP DECATUR GA 300345057, DECATUR, GA 30034-5057

Mortgage

Document Number	0278440565
Date	Oct 8, 2019
Book Page	027844/000565
Instrument	145926

Lender

Name	MIDSTATE MTG
Type	Mortgage Company
Address	MACON, GA 31204

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

October 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DE KALB GA
Recording Date	Oct 8, 2019
Property Address	3649 RIVER EDGE LOOP, DECATUR, GA 30034-5057
Document Number	0278440563
Book / Page	27844 / 563
Instrument Date	Oct 8, 2019
Instrument	2019-022540
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 RIVER EDGE LOOP, DECATUR, GA 30034-5057

Mortgage

Document Number	0278440565
Date	Oct 8, 2019
Book Page	0000027844/0000000565

Lender

Name	MIDSTATE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

February 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	DE KALB GA
Recording Date	Feb 26, 2019
Property Address	3649 RIVER EDGE LOOP, DECATUR, GA 30034-5057
Document Number	0274040375
Book / Page	027404 / 000375
Instrument Date	Jan 23, 2019
Instrument	37268
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,036.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3649 RIVER EDGE LOOP DECATUR GA 300345057, DECATUR, GA 30034-5057
Investor	Possibly a Property Investor

Mortgage

Document Number	274040410
Date	Feb 26, 2019
Book Page	027404/000410
Instrument	37270

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	201 E MCBEE AVE # 3000, GREENVILLE, SC 29601-2883

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 25, 2022

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	DE KALB GA
Recording Date	Aug 15, 2018
Property Address	3649 RIVER EDGE LOOP, DECATUR, GA 30034-5057
Document Number	0270880058
Book / Page	027088 / 000058
Instrument Date	Aug 10, 2018
Instrument	140403
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3649 RIVER EDGE LOOP DECATUR GA 300345057, DECATUR, GA 30034-5057

Mortgage

Document Number	270880084
Date	Aug 15, 2018
Book Page	027088/000084
Instrument	140405

Lender

Name	FIDELITY BK
Type	Bank
Address	3490 PIEDMONT RD NE # 1550, ATLANTA, GA 30305-4800

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 14, 2023

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,525.00 (+42.14%) Homeowner's exemption	$142,440 (+19.78%) Land $20,000 Building $122,440	$356,100 (+19.78%) Land $50,000 Building $306,100
2023	$2,480.00 (-15.62%) Homeowner's exemption	$118,920 (+4.46%) Land $9,200 Building $109,720	$297,300 (+4.46%) Land $23,000 Building $274,300
2022	$2,939.00	$113,840 Land $9,200 Building $104,640	$284,600 Land $23,000 Building $261,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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