3649 River Birch Dr, Bellbrook, OH 45305 Property Records

Greene County property record for 3649 River Birch Dr, Bellbrook, OH 45305

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,849 sqft · built 2019
Lot Size0.505 acres (21,998 sqft)
OwnerIndividual Name on Record
Last Sale$726,600 (Apr 2020)
Tax Bill$16,630 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNL35-0001-0003.0-0167.00

Property Details

APN / Parcel Number

Primary APNL35-0001-0003.0-0167.00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,849 sqft Living Area
1st Floor Area2,849 sqft
Basement Area997 sqft
Finished Basement997 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area21,998 sqft (0.505 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address3649 RIVER BIRCH DR
CityBELLBROOK
StateOH
Zip45305-7545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHVIEW TERRACE SEC THREE PH TWO LOT 75 0.505AC RIVER BIRCH DR
Legal SubdivisionBIRCH
Legal Phase2
Legal Lot Number75
JurisdictionGREENE OH
Township / Civil DivisionBELLBROOK
Census Block Group1
Census Block1010
Census Tract220101

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3649 RIVER BIRCH DR, BELLBROOK, OH 45305-7545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Apr 20, 2020Warranty Deed, Transfer · Conventional Mortgage
TCF NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleAug 19, 2019 · Amount on Record
Deed Document Number20206754
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address3649 RIVER BIRCH DR, BELLBROOK, OH 45305-7545
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3649 RIVER BIRCH DR, BELLBROOK, OH 45305-7545

Mortgage

Document Number0000001464
DateJan 21, 2021
Instrument2021001464
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address3649 RIVER BIRCH DR, BELLBROOK, OH 45305-7545
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyLANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023927
DateNov 18, 2020
Instrument2020023927
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateApr 20, 2020
Property Address3649 RIVER BIRCH DR, BELLBROOK, OH 45305-7545
Document Number0000006754
Map ReferenceCAB 38 PG 269B-270B
Instrument DateApr 8, 2020
Instrument2020006754
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3649 RIVER BIRCH DR, BELLBROOK, OH 45305-7545

Mortgage

Document Number0000006755
DateApr 20, 2020
Instrument2020006755
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityBellbrook City
CountyGreene County
Unified School DistrictBellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,630.00 (+3.32%)$296,280 (-) Land $35,420 Building $260,860
2024$16,095.00 (-0.49%)$296,280 (-) Land $35,420 Building $260,860
2023$16,174.00 (+4.81%)$296,280 (+28.49%) Land $35,420 Building $260,860$846,500 (+28.49%) Land $101,200 Building $745,300
2022$15,432.00$230,580 Land $35,420 Building $195,160
2020$658,790 Land $101,200 Building $557,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELLBROOK WATER WORKS
private · serves 9,475 people · EPA ID OH2901112
Water SourceGroundwater
Last State InspectionSep 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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