3649 Providence Rd, Boynton Beach, FL 33436 Property Records

Palm Beach County property record for 3649 Providence Rd, Boynton Beach, FL 33436

Property Summary

Property Type	Zero Lot Line
Details	5 bd · 3 ba · 2,958 sqft · built 1998
Lot Size	0.126 acres (5,510 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Jul 2024)
Tax Bill	$11,917 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-43-45-07-16-000-0830`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-07-16-000-0830`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,958 sqft Living Area
Gross Area	3,657 sqft
1st Floor Area	1,427 sqft
Upper Floors Area	1,531 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,510 sqft (0.126 acres)
Garage Area	560 sqft
Porch	Open Porch
Porch Area	139 sqft
Patio Area	634 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3649 PROVIDENCE RD
City	BOYNTON BEACH
State	FL
Zip	33436-8535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PUD
Legal Description	NAUTICA SOUND PUD PL 1 LT 83
Legal Range	43E
Legal Township	45S
Legal Section	07
Legal Subdivision	NAUTICA SOUND PL 1
Legal Lot Number	83
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3005
Census Tract	5820

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3649 PROVIDENCE RD, BOYNTON BEACH, FL 33436-8535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Dec 7, 2001 · Amount on Record
Deed Document Number	20240263363
Deed Book / Page	35177 / 1493
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3649 PROVIDENCE RD, BOYNTON BEACH, FL 33436-8535
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0333040508
Date	Feb 11, 2022
Book Page	33304/508
Instrument	20220067073

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3649 PROVIDENCE RD, BOYNTON BEACH, FL 33436-8535
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0340130789
Date	Dec 13, 2022
Book Page	34013/789
Instrument	20220491442

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	Other
Margin	3
Max Rate	11.7%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3649 PROVIDENCE RD, BOYNTON BEACH, FL 33436-8535
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0321461634
Date	Jan 29, 2021
Book Page	32146/1634
Instrument	20210045008

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3649 PROVIDENCE RD, BOYNTON BEACH, FL 33436-8535
Document Number	0311981862
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3649 PROVIDENCE RD BOYNTON BEACH FL 334368535, BOYNTON BEACH, FL 33436-8535

Mortgage

Document Number	0311981862
Date	Feb 3, 2020
Book Page	031198/001862
Instrument	42632

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 2, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	3649 PROVIDENCE RD, BOYNTON BEACH, FL 33436-8535
Document Number	0306881783
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3649 PROVIDENCE RD BOYNTON BEACH FL 334368535, BOYNTON BEACH, FL 33436-8535

Mortgage

Document Number	0306881783
Date	Jun 18, 2019
Book Page	030688/001783
Instrument	221656

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,917.00 (+179.74%)	$574,123 (+144.55%) Land $219,130 Building $354,993	$574,123 (+10.82%) Land $219,130 Building $354,993
2023	$4,260.00 (+1.67%) Homeowner's exemption	$234,763 (+3%)	$518,083 (+13.5%) Land $174,641 Building $343,442
2022	$4,190.00 Homeowner's exemption	$227,925	$456,442 Land $167,151 Building $289,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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