Anne Arundel County property record for 3649 Otis Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,204 sqft · built 2019 |
| Lot Size | 0.229 acres (9,977 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,803 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-748-90249113 |
| Primary APN | 01-748-90249113 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 2,660 sqft |
| 1st Floor Area | 1,166 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,977 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 74890249113 |
|---|---|
| Street Address | 3649 OTIS AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 130 131 SELBY HEIGHTS |
| Legal Subdivision | SELBY HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 701202 |
3649 Otis Ave is owned and occupied by two individuals.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3649 OTIS AVE, EDGEWATER, MD 21037-3542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Dec 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3649 OTIS AVE, EDGEWATER, MD 21037-3542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SETTLEMENT MATTERS LLC |
| Name | Verified Name |
|---|---|
| Address | 3649 OTIS AVE, EDGEWATER, MD 21037-3542 |
| Document Number | 0354760007 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 35476/7 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 18, 2019 |
| Property Address | 3649 OTIS AVE, EDGEWATER, MD 21037-3542 |
| Document Number | 0339710474 |
| Book / Page | 033971 / 000474 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 888 SEVERN AVE EDGEWATER MD 210373930, EDGEWATER, MD 21037-3930 |
The 2025 property tax bill for 3649 Otis Ave was $6,803 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $629,900 Land $208,400 Building $421,500 | $629,900 Land $208,400 Building $421,500 | |
| 2025 | $6,803.00 | ||
| 2023 | $5,880.00 Homeowner's exemption | $545,200 Land $208,400 Building $336,800 | $545,200 Land $208,400 Building $336,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3649 Otis Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3649 Otis Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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