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3649 Lone Wolf Trl, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3649 Lone Wolf Trl, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,007 sqft · built 1985
Lot Size1.22 acres (53,143 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Aug 2020)
Tax Bill$4,891 (2025)
Deeds & MortgagesJun 2023 Transfer
Dec 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN136803-1060

Property Details

APN / Parcel Number

Primary APN136803-1060

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,007 sqft Living Area
Gross Area3,832 sqft
1st Floor Area3,007 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area53,143 sqft (1.22 acres)
Garage TypeAttached
Garage Area825 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchFinished/Open Porch
Porch Area15 sqft
Deck Area2,064 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3649 LONE WOLF TRL
CitySAINT AUGUSTINE
StateFL
Zip32086-5344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal Description13-92 95 PRAIRIE CREEK III LOT 106 & TRI PT OF LOT 107 OR5014/1458 & 5781/114
Legal Range29E
Legal Township08S
Legal Section37
Legal SubdivisionPRAIRIE CREEK 3
Legal Block2
Legal Lot Number106
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3001
Census Tract21301

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 14, 2022Deed of Trust, Mortgage · VA Mortgage
VYSTAR CU
Aug 12, 2020Warranty Deed, Transfer · Conventional Mortgage
RESOURCE FINANCIAL SERVICES INC
May 15, 2020Loan Modification, Mortgage · Conventional Mortgage
KAREN MASTERS
Jul 15, 2019Loan Modification, Mortgage · Conventional Mortgage
H RONALD HOWE
Jul 17, 2018Deed of Trust, Construction Loan · Construction Mortgage
H RONALD HOWE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Prior SaleJul 18, 2018 · Amount on Record
Deed Document Number202067121
Deed Book / Page5014 / 1458
Last Transfer DateJun 23, 2023
Transfer Doc0057810114
Record UpdatedJun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJun 26, 2023
Property Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344
Document Number0057810114
Book / Page5781 / 114
Map ReferenceMB 13 PG 92-95
Instrument DateJun 23, 2023
Instrument2023049264
Transaction TypeTransfer
Record UpdatedJul 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344

Transferred To (Grantee/Buyer)

NameVerified Name
Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3649 LONE WOLF TRL, ST AUGUSTINE, FL 32086-5344

Mortgage

Document Number0056790764
DateDec 14, 2022
Book Page5679/764
Instrument2022112351
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 12, 2020
Property Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344
Document Number0050141458
Book / Page5014 / 1458
Map ReferenceMB 13 PG 92-95
Instrument DateAug 5, 2020
Instrument2020067121
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyLAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5785 COUNTY ROAD 305, 5785, ELKTON, FL 32033-2958

Transferred To (Grantee/Buyer)

NameVerified Name
Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344

Mortgage

Document Number0050141460
DateAug 12, 2020
Instrument5014/1460
Lender
NameRESOURCE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344
Document Number0049861550
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyGULLETT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3649 LONE WOLF TRL ST AUGUSTINE FL 320865344, ST AUGUSTINE, FL 32086-5344

Mortgage

Document Number0049861550
DateJul 10, 2020
Book Page004986/001550
Instrument55479
Lender
NameKAREN MASTERS
Address890 CASSADAGA RD, LAKE HELEN, FL 32744-3338
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJul 9, 2021
Interest
Rate12%

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344
Document Number0047610934
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyGULLETT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3649 LONE WOLF TRL ST AUGUSTINE FL 320865344, ST AUGUSTINE, FL 32086-5344

Mortgage

Document Number0047610934
DateJul 18, 2019
Book Page004761/000934
Instrument51805
Lender
NameH RONALD HOWE
Address1614 LINCOLNSHIRE DR, DELAND, FL 32724-7370
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJul 17, 2020
Interest
Rate12%

July 2018: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJul 17, 2018
Property Address3649 LONE WOLF TRL, SAINT AUGUSTINE, FL 32086-5344
Document Number0045811004
Book / Page004581 / 001004
Instrument DateJul 11, 2018
Instrument50979
Transaction TypeConstruction Loan
Record UpdatedAug 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3649 LONE WOLF TRL ST AUGUSTINE FL 320865344, ST AUGUSTINE, FL 32086-5344

Mortgage

Document Number45811004
DateJul 17, 2018
Book Page004581/001004
Instrument50979
Lender
NameH RONALD HOWE
Address1614 LINCOLNSHIRE DR, DELAND, FL 32724-7370
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 16, 2019

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$387,268 (+2.7%)$556,872 (+1.8%) Land $112,000 Building $444,872
2025$4,891.00 (+12.33%) Homeowner's exemption$377,087 (+2.9%)$547,001 (+0.65%) Land $112,000 Building $435,001
2024$4,354.00 (+1.97%) Homeowner's exemption$366,460 (+3%)$543,451 (-3.83%) Land $112,000 Building $431,451
2023$4,270.00 (+2.82%) Homeowner's exemption$355,786 (+3%)$565,107 (+4.65%) Land $112,000 Building $453,107
2022$4,153.00 Homeowner's exemption$345,423$540,003 Land $112,000 Building $428,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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