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3649 Estates Dr, Troy, MI 48084 Property Records

Oakland County property record for 3649 Estates Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,833 sqft · built 1970
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$229,000 (Mar 1997)
Tax Bill$4,787 (2025)
Deeds & MortgagesOct 2025 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-19-277-010

Property Details

APN / Parcel Number

Primary APN88-20-19-277-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,833 sqft Living Area
1st Floor Area1,596 sqft
Basement Area1,319 sqft
Unfinished Basement1,596 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeGable
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions152 ft deep x 95 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3649 ESTATES DR
CityTROY
StateMI
Zip48084-1122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 19 TROY ESTATES SUB. LOT 129
Legal Range11E
Legal Township2N
Legal Section19
Legal SubdivisionTROY ESTATES SUB
Legal Lot Number129
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2010
Census Tract196700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3649 ESTATES DR, TROY, MI 48084-1122
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Intrafamily Transfer, Transfer
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 1997 · Amount on Record
Deed SaleMar 25, 1997 · Amount on Record
Last Transfer DateOct 19, 2025
Transfer Doc0000139624
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateOct 31, 2025
Property Address3649 ESTATES DR, TROY, MI 48084-1122
Document Number0000139624
Book / Page60676 / 401
Map ReferenceLB 118 PG 16
Instrument DateOct 19, 2025
Instrument139624
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3649 ESTATES DR, TROY, MI 48084-1122

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3649 ESTATES DR, TROY, MI 48084-1122

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3649 ESTATES DR, TROY, MI 48084-1122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3649 ESTATES DR, TROY, MI 48084-1122

Mortgage

Document Number0000203625
DateOct 5, 2020
Book Page54937/784
Instrument203625
Lender
NameTHE STATE BANK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,787.00 (-3.84%)
2023$495,760
2022$4,978.00$247,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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