3649 Bailey St, Plano, IL 60545 Property Records

Kendall County property record for 3649 Bailey St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,904 sqft · built 2005
Lot Size	0.276 acres (12,021 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jun 2026)
Tax Bill	$10,215 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-303-013`

Property Details

APN / Parcel Number

Primary APN	`01-25-303-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	4,652 sqft
1st Floor Area	2,904 sqft
Basement Area	1,156 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,021 sqft (0.276 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3649 BAILEY ST
City	PLANO
State	IL
Zip	60545-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 460 LAKEWOOD SPRINGS UNIT 2B, CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	460
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3094
Census Tract	890501

Owner

3649 Bailey St is owned and occupied by an individual who bought it in June 2026.

Source: Kendall County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3649 BAILEY ST, PLANO, IL 60545-2064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage CROWN MORTGAGE COMPANY
Mar 12, 2026	Warranty Deed, Transfer
Apr 10, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 27, 2020	Deed of Trust, Mortgage · Line of Credit NORTHSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Mar 12, 2026 · Amount on File
Deed Document Number	20268189
Prior Transfer Date	Apr 3, 2023
Prior Transfer Doc	0000003843
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 9, 2026
Property Address	3649 BAILEY ST, PLANO, IL 60545-2064
Document Number	0000008189
Instrument Date	May 15, 2026
Instrument	20268189
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 BAILEY ST, PLANO, IL 60545-2064
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008190,
Date	Jun 9, 2026
Instrument	20268190

Lender

Name	CROWN MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 12, 2026
Property Address	3649 BAILEY ST, PLANO, IL 60545-2064
Document Number	0000003435
Map Reference	DOC 2004-5909
Instrument Date	Feb 24, 2026
Instrument	202600003435
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 S WACKER DR STE 2750, 2750, CHICAGO, IL 60606-7533

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Apr 10, 2023
Property Address	3649 BAILEY ST, PLANO, IL 60545-2064
Document Number	0000003843
Map Reference	DOC 2004-5909
Instrument Date	Apr 3, 2023
Instrument	202300003843
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 BAILEY ST # 3649, 3649, PLANO, IL 60545-2064

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3649 BAILEY ST, PLANO, IL 60545-2064
Document Number	0000009194
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3649 BAILEY ST PLANO IL 605452064, PLANO, IL 60545-2064

Mortgage

Document Number	0000009194
Date	Jun 2, 2020
Instrument	9194

Lender

Name	NORTHSTAR CU
Type	Credit Union
Address	WARRENVILLE, IL 60555

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3649 Bailey St was $10,215, up 3.7% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,215.00 (+3.7%)	$113,414 (+9.31%) Land $10,250 Building $103,164	$340,242 (+9.31%) Land $30,750 Building $309,492
2024	$9,851.00	$103,755 Land $9,377 Building $94,378	$311,265 Land $28,131 Building $283,134
2022		$84,201 Land $7,610 Building $76,591	$252,603 Land $22,830 Building $229,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3649 Bailey St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3649 Bailey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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