Frederick County property record for 3648 Stone Barn Dr, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,000 sqft · built 2023 |
| Lot Size | 0.039 acres (1,710 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $496,670 (Sep 2022) |
| Tax Bill | $5,815 (2023) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-603149 |
| Primary APN | 07-603149 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,000 sqft Total Area |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,710 sqft (0.039 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 603149 |
|---|---|
| Street Address | 3648 STONE BARN DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7678 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 22783 1,710 SQ FT URBANA TOWN CENTER |
| Legal Lot Number | 22783 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 752206 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3648 STONE BARN DR, FREDERICK, MD 21704-7678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 13, 2022 | Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Mar 11, 2022 | Deed, Transfer KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Mar 11, 2022 · Amount on Record |
| Deed Document Number | 0001613075 |
| Deed Book / Page | 16130 / 75 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3648 STONE BARN DR, FREDERICK, MD 21704-7678 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3648 STONE BARN DR, FREDERICK, MD 21704-7678 |
| Document Number | 0166490451 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 16649/451 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 13, 2022 |
| Property Address | 3648 STONE BARN DR, FREDERICK, MD 21704-7678 |
| Document Number | 0161300075 |
| Book / Page | 16130 / 75 |
| Map Reference | MB 105 PL 188 |
| Instrument Date | Aug 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,241.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3648 STONE BARN DR, FREDERICK, MD 21704-7678 |
| Document Number | 0001613084 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 16130/84 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 11, 2022 |
| Property Address | 3648 STONE BARN DR, FREDERICK, MD 21704-7678 |
| Document Number | 0157860222 |
| Book / Page | 15786 / 222 |
| Map Reference | MB 105 PL 188 |
| Instrument Date | Mar 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,937.98 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,815.00 | $385,000 | $402,500 Land $140,000 Building $262,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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