3648 State Rte 49, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 3648 State Rte 49, Central Square, NY 13036 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,256 sqft · built 2003
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,640 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`353289 258.00-04-29.01`

Property Details

APN / Parcel Number

Primary APN	`353289 258.00-04-29.01`
Alternative APN	`328925800000040290100000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,256 sqft Living Area
1st Floor Area	1,232 sqft
2nd Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3648 STATE ROUTE 49
City	CENTRAL SQUARE
State	NY
Zip	13036-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 39 703.026
Legal Subdivision	STEWART SUB DIVISION
Legal Block	4
Legal Lot Number	29.010
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1012
Census Tract	20703

Owner

Source: Oswego County and Hastings Town records · APN 353289 258.00-04-29.01

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3648 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage EMPOWER FCU
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	3648 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2334
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2334

Mortgage

Document Number	0000000661
Date	Jan 25, 2024
Instrument	R-2024-000661

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2039

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	3648 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2334
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CNY ABSTRACT & TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005919
Date	Jun 27, 2017
Instrument	R-2017-005919

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2032

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	3648 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2334
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003234
Date	Apr 22, 2019
Instrument	R-2019-003234

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	3648 STATE ROUTE 49, CENTRAL SQUARE, NY 13036-2334
Document Number	0000009958
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 01, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 STATE ROUTE 49 CENTRAL SQUARE NY 130362334, CENTRAL SQUARE, NY 13036-2334

Mortgage

Document Number	0000009958
Date	Oct 13, 2020
Instrument	9958

Lender

Name	EMPOWER FCU
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

Source: Oswego County and Hastings Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,640.00	$259,000 (-) Land $21,000 Building $238,000	$345,333 (+14.67%) Land $28,000 Building $317,333
2023		$259,000 Land $21,000 Building $238,000	$301,163 Land $24,419 Building $276,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750207031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Uniti Group	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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