St. Clair County property record for 3648 Meldrum Rd, Casco, MI 48064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 1997 |
| Lot Size | 4.76 acres (207,346 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,776 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Sep 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-12-009-2010-100 |
| Primary APN | 74-12-009-2010-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Basement Area | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Lot Area | 207,346 sqft (4.76 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3648 MELDRUM RD |
|---|---|
| City | CASCO |
| State | MI |
| Zip | 48064-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG N 1015.5' FROM E 1/4 COR, TH W 1362.8', TH N 0D 8M E 148.1', TH N 89D 39M 26S E 1362.48', TH S 156.25' TO BEG SECTION 9 |
| Legal Range | 15E |
| Legal Township | 04N |
| Legal Section | 09 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CASCO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 651200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3648 MELDRUM RD, CASCO, MI 48064-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 16, 2025 | Intrafamily Transfer, Transfer |
| Sep 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| May 16, 2018 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| May 1, 2018 | Deed of Trust, Mortgage · Conventional with PMI GENISYS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2025 |
| Deed Sale | Jun 12, 2025 |
| Deed Document Number | 202511115 |
| Deed Book / Page | 5822 / 201 |
| Last Transfer Date | Oct 9, 2025 |
| Transfer Doc | 0005861617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 16, 2025 |
| Property Address | 3648 MELDRUM RD, CASCO, MI 48064-1901 |
| Document Number | 0005861617 |
| Book / Page | 5861 / 617 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025019689 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3648 MELDRUM RD, CASCO, MI 48064-1901 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3648 MELDRUM RD, CASCO, MI 48064-1901 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3648 MELDRUM RD, CASCO, MI 48064-1901 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3648 MELDRUM RD, CASCO, MI 48064-1901 |
| Document Number | 0005651303 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 5651/303 |
| Instrument | 2023015626 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 7, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3648 MELDRUM RD, CASCO, MI 48064-1901 |
| Document Number | 0049480826 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3648 MELDRUM RD CASCO MI 480641901, CASCO, MI 48064-1901 |
| Document Number | 0049480826 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 004948/000826 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | LAKE ANGELUS, MI 48326-2947 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3648 MELDRUM RD, CASCO, MI 48064-1901 |
| Document Number | 0049450457 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3648 MELDRUM RD CASCO MI 480641901, CASCO, MI 48064-1901 |
| Document Number | 0049450457 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 004945/000457 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | LAKE ANGELUS, MI 48326 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 13, 2033 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Casco Township |
| Unified School District | Richmond Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,500 (+5.15%) | $453,000 (+5.15%) | |
| 2025 | $3,776.00 (+4.31%) Homeowner's exemption | $215,400 (+10.46%) | |
| 2024 | $3,620.00 (+9.93%) | $430,800 (+10.46%) | |
| 2023 | $195,000 | ||
| 2022 | $3,293.00 | $390,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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