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3648 Lander Rd, Jefferson, MD 21755 Property Records

Frederick County property record for 3648 Lander Rd, Jefferson, MD 21755 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,000 sqft · built 1967
Lot Size0.58 acres (25,264 sqft)
OwnerIndividual Name on File
Last Sale$428,850 (Apr 2026)
Tax Bill$3,995 (2025)
Deeds & MortgagesApr 2026 Sale
Feb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-310703

Property Details

APN / Parcel Number

Primary APN14-310703
Alternative APN
  • 310703

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,000 sqft Living Area
1st Floor Area1,300 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area25,264 sqft (0.58 acres)
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area85 sqft
Patio Area750 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number310703
Street Address3648 LANDER RD
CityJEFFERSON
StateMD
Zip21755-7823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 53 SECT 1 0.58 AC W/S LANDER RD MIDDLEPOINT
Legal SubdivisionMIDDLEPOINT
Legal Lot Number53
JurisdictionFREDERICK MD
Township / Civil Division14, JEFFERSON
Census Block Group1
Census Block1030
Census Tract752502

Owner

Source: Frederick County records · APN 14-310703

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3648 LANDER RD, JEFFERSON, MD 21755-7823
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN
Feb 04, 2026Deed, Transfer · Commercial Mortgage
INSULA CAPITAL GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2026 · Amount on Record
Deed SaleApr 01, 2026 · Amount on Record
Prior SaleFeb 04, 2026 · Amount on Record
Deed Book / Page17795 / 434
Record UpdatedJun 08, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 01, 2026
Property Address3648 LANDER RD, JEFFERSON, MD 21755-7823
Document Number1779000434
Book / Page17795 / 434
Instrument DateMar 31, 2026
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

AmountAmount Recorded
Tax$433,138.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3648 LANDER RD, JEFFERSON, MD 21755-7823

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateFeb 04, 2026
Property Address3648 LANDER RD, JEFFERSON, MD 21755-7823
Document Number0177100433
Book / Page17710 / 433
Map ReferenceMB 3 PG 185
Instrument DateJan 16, 2026
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3648 LANDER RD, JEFFERSON, MD 21755-7823

Transferred To (Grantee/Buyer)

NameVerified Name
Address8829 155TH AVE, HOWARD BEACH, NY 11414-2139

Mortgage

Document Number0017710439
DateFeb 04, 2026
Instrument17710/439
Lender
NameINSULA CAPITAL GROUP LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,995.00 (+5.94%) Homeowner's exemption$344,200 (+15.01%)$391,400 (+22.08%) Land $120,200 Building $271,200
2024$3,771.00 (+8.33%)
2023$3,481.00 Homeowner's exemption$299,267$320,600 Land $103,500 Building $217,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217525021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless25 / 3
Virginia EverywhereFixed Wireless (unlicensed)10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Trive Capital Management, One Ring Networks, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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