3648 Jonathan Dr, Hebron, KY 41048 Property Records

Boone County property record for 3648 Jonathan Dr, Hebron, KY 41048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 848 sqft · built 1996
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$115,435 (Jan 2017)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048.00-02-013.00`

Property Details

APN / Parcel Number

Primary APN	`048.00-02-013.00`
Alternative APN	`37309`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	848 sqft Finished Area

Exterior

Year Built	Built 1996
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3648 JONATHAN DR
City	HEBRON
State	KY
Zip	41048-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 SEC 3 ORCHARD ESTATES (48B-22)
Legal Subdivision	ORCHARD ESTATES
Legal Lot Number	13
Jurisdiction	BOONE KY
Township / Civil Division	HEBRON
Census Block Group	1
Census Block	1000
Census Tract	70406

Owner

3648 Jonathan Dr is owned and occupied by an individual who bought it in January 2017.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	3648 JONATHAN DR, HEBRON, KY 41048-8210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK FSB
Jan 6, 2017	Special Warranty Deed, Transfer · ARM GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2017 · Amount on File
Deed Sale	Jan 6, 2017 · Amount on File
Prior Sale	Jun 15, 2016 · Amount on File
Deed Document Number	718363
Deed Book / Page	D1083 / 365
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	3648 JONATHAN DR, HEBRON, KY 41048-8210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4380/183
Date	Nov 25, 2020
Book Page	M4380/183
Instrument	819329

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jan 6, 2017
Property Address	3648 JONATHAN DR, HEBRON, KY 41048-8210
Document Number	D1083/365
Book / Page	D1083 / 365
Map Reference	PL332A
Instrument Date	Dec 27, 2016
Instrument	718363
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STERLING LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 W PUTNAM AVE STE 125, 411, GREENWICH, CT 06830-6294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 JONATHAN DR, HEBRON, KY 41048-8210

Mortgage

Document Number	718364
Date	Jan 6, 2017
Instrument	718364

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3648 Jonathan Dr was $1,623.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00	$146,400 Land $30,000 Building $116,400
2024			$146,400 (-) Land $30,000 Building $116,400
2023	$1,638.00 (+4.33%)	$146,400 (-) Land $30,000 Building $116,400	$146,400 (-) Land $30,000 Building $116,400
2022	$1,570.00	$146,400 Land $30,000 Building $116,400	$146,400 Land $30,000 Building $116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3648 Jonathan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3648 Jonathan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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