3648 Jim Tom Dr, Waco, TX 76706 Property Records

McLennan County property record for 3648 Jim Tom Dr, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 1962
Lot Size	0.331 acres (14,414 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,032 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-000703-001900-3`

Property Details

APN / Parcel Number

Primary APN	`48-000703-001900-3`
Alternative APNs	`4800070300190030111` `161206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,839 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	14,414 sqft (0.331 acres)
Lot Dimensions	114 ft deep x 128 ft wide
Driveway	Asphalt Driveway
Driveway Area	1,810 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Patio Area	140 sqft
Storage Building	80 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3648 JIM TOM DR
City	WACO
State	TX
Zip	76706-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	ALTA VISTA VILLAGE LOT 7B 8 BLOCK B ACRES .3309
Legal Subdivision	ALTA VISTA VILLAGE
Legal Block	B
Legal Lot Number	7B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3005
Census Tract	2100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3648 JIM TOM DR, WACO, TX 76706-3727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 3, 2018	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022
Deed Sale	Sep 14, 2022
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	202237081
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	0000027479
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3648 JIM TOM DR, WACO, TX 76706-3727
Document Number	0000019922
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3648 JIM TOM DR WACO TX 767063727, WACO, TX 76706-3727

Mortgage

Document Number	0000019922
Date	Jun 18, 2019
Instrument	19922

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 3, 2018
Property Address	3648 JIM TOM DR, WACO, TX 76706-3727
Document Number	0000027479
Map Reference	VOL886 PG437
Instrument Date	Aug 2, 2018
Instrument	2018027479
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3646 JIM TOM DR, WACO, TX 76706-3727

Mortgage

Document Number	0000027480
Date	Aug 3, 2018
Instrument	2018027480

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,370 (-) Land $27,240 Building $152,130	$179,370 (-) Land $27,240 Building $152,130
2025	$4,032.00 (-10.42%)	$179,370 (-6.58%) Land $27,240 Building $152,130	$179,370 (-6.58%) Land $27,240 Building $152,130
2024	$4,501.00 (+4.58%)
2023		$192,000 Land $27,240 Building $164,760	$192,000 Land $27,240 Building $164,760
2022	$4,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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